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Financial
Highlights (pt 5) |
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| Group Total
Non-Performing Loans (NPLs) & NPLs as
Percentage of Total Loans |
TDB NPLs
 Total NPLs
excluding TDB
1998: S$7,086.0 million
(including TDB)
: S$4,211.7 million
(excluding TDB) (+278.8%)
1997: S$1,112.0 million
Out of total NPLs of S$7,086.0 million, S$4.0 billion (56% including
TDB) were secured by collateral; S$2.1 billion (30%) were non-defaulting
but graded substandard.
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Total NPLs as % of Total Loans
1998: 8.2% (including TDB)
: 5.2% (excluding TDB)
(+3.3 percentage points)
1997: 1.9%
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| Group
Singapore & Other Countries' NPLs & NPLs as Percentage of Total of Singapore & Other Countries' Loans
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Singapore & Other
Countries' NPLs
1998: S$2,972.5 million
(+298.2%)
1997: S$746.4 million
Singapore & Other
Countries' NPLs as %
of Total Singapore &
Other Countries'
Loans
1998: 3.9%
(+2.4 percentage points)
1997: 1.5%
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Singapore NPLs rose to S$2,705.3 million at end-December 1998
compared to S$649.3 million in 1997, reflecting the impact of the Asian
crisis. Close to 90% (S$2.4 billion) of the Singapore NPLs were
classified in the substandard
category; three-quarters (S$1.8 billion) of these were non-defaulting
loans and were classified due to assessed weakness in the borrowers'
financial strength or loan restructuring.
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| Group
Regional NPLs & NPLs as Percentage of Total
Regional Loans
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TDB NPLs
Regional NPLs
excluding TDB
1998: S$4,113.5 million
(including TDB) : S$1,239.2 million
(excluding TDB) (+238.9%)
1997: S$365.6 million
NPLs for exposure to the Regional Countries (Regional NPLs) increased
mainly due to more stringent criteria adopted for classifying NPLs,
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continuing weakness in the
regional economies and consolidation of TDB's and DBS Bank Philippines'
NPLs. Loans are automatically classified as NPLs once the principal or
interest payments are three months or more in arrears, compared with six
months previously.
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Regional NPLs as % of Total Regional Loans
1998: 36.4% (including TDB)
: 22.8% (excluding TDB)
(+17.4 percentage points)
1997: 5.4%
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Up
Financial Highlights pt 1
Financial Highlights pt 2
Financial Highlights pt 3
Financial Highlights pt 4
Financial Highlights pt 5
Financial Highlights Pt 6
Group Regional Exposure at end 1998
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