DBS IDEAL™ is an integrated web-based cash management gateway that helps you manage your cashflow more efficiently.

With DBS IDEAL™, you can:

Obtain timely financial information

• Track all transactions going through your accounts on a real-time basis,
• Obtain real-time account balances of all your accounts maintained with the bank.

Effect payments on-line
Administer payments more efficiently by submitting payments instructions on-line to execute the following types of payments:

• Account Transfers
• Telegraphic Transfers
• Cashier's Orders
• Demand Draft
• RTGS
• NEFT

DBS IDEAL™'s flexible authorisation methods allow an authoriser to approve any transaction from any location, even without access to a PC. Effecting payments in a timely and secured manner is crucial to a business. With IDEAL™, you can integrate your account payable systems to the bank to achieve productivity gains and cost savings.

Apply for trade products in a flash
The latest product offerings in DBS IDEAL™ electronic banking system. You will be able to

• Send applications for trade financing electronically to the Bank
• Prepare/ reproduce standard LC (Letter of Credit) application formats
• Amend LCs
• Apply for shipping/ airway guarantees to clear cargo in the absence of transport document
• Apply for bank guarantees to secure advance payments or as performance or tender bonds
• Apply for import financing (trust receipts/ bills receivable purchased) or submit payment instructions for the settlement of LC documents or collection-related transactions

Achieve automated account reconciliation
Bank statements and information about your transaction activities can be downloaded into your financial system for reconciliation.

Security
DBS IDEAL™ is designed with the highest level of security and the various levels of control checks are set up based on your specifications. Your data is encrypted with 128 bit and 1024 RSA encryption technology.

Browser-based and easy to use, DBS IDEAL™ is conveniently accessible from any location in the world via the Internet, through the Internet Service Provide (ISP) of your choice. There is no additional investment in hardware or software required and system requirements are non-demanding and economical to meet.

Terms and Conditions governing DBS IDEAL™ (PDF)

For more details on DBS IDEAL™, please contact us at +91 22 6638 8888.

Our service commitment to you

We at DBS Bank take your banking transactions seriously. We aim to deliver our products and services to you in an error-free and efficient manner.

We strive to process our customers' banking transactions right the first time and every time. As a reflection of our relentless commitment to service quality, our stringent internal quality procedures and Continuous Process Improvement Program ensure that our performance is consistently of high quality."