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Successful Close Of Kookmin Bank's USD400 Million Transferable Term Loan Facility/ Floating Notes Issue

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Largest Syndicated Debt Financing for Korea's Largest Commercial Bank

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Oversubscription Of More Than Two Times By 29 Financial Institutions From Around The World

HONG KONG, MARCH 26, 2002 - On behalf of ABN Amro Bank, BA Asia Limited, DBS Bank, Standard Chartered Bank and Sumitomo Mitsui Banking Corporation (the "Mandated Arrangers"), DBS Bank (the "Publicity Agent") is pleased to announce the successful close of Kookmin Bank's USD400 Million Transferable Term Loan Facility/Floating Rates Issue. The signing ceremony for the transaction was held today in Hong Kong.

The transaction was the largest syndicated debt financing for Korea's largest commercial bank, Kookmin Bank. It received an overwhelming response of more than two times oversubscription. At the close of syndication, 29 financial institutions from more than from 13 countries confirmed their interest in participation. Despite the oversubscription, Kookmin Bank decided to keep the facility amount at USD400 million. Please refer to the attached details of the Final Allocation List in Annex A.

Kookmin Bank is the largest bank in Korea and the 60th largest bank in the world. Merged with H&CB on November 1, 2001, Kookmin Bank boasts of combined assets of USD142.6 billion and market capitalisation of USD 11.2 billion, as of December 2001. The success of the transaction is a reflection of the market's appreciation of Kookmin Bank's reputation and the growing optimism towards Korea's economic recovery.

Kookmin Bank
US$400 Million Transferable Term Loan Facility/ FRN Issue
Final Allocation List
Allocated Participation Amount (US$ Millions)
Tranche A
Tranche B
Total
Co-ordinating Arrangers
ABN AMRO Bank N.V.

7

17

24
BA Asia Limited
7
17
24
The Development Bank of Singapore Ltd
7
17
24
Standard Chartered Bank
7
17
24
Sumitomo Mitsui Banking Corporation
0
24
24

Lead Arrangers
Banca Nazionale del Lavoro S.p.A., Singapore Branch

11

12

23
Lloyds TSB Bank plc
0
23
23
Natexis Banques Populaires
9
11
20
NORD/LB Norddeutsche Landesbank Girozentrale, Singapore Branch
4
16
20
Landesbank Schleswig-Holstein (LB Kiel)
9
10
19

Arrangers
Commonwealth Bank of Australia

9

11

20
UniCredito Italiano SpA, Singapore Branch
5
10
15
Lead Managers
Bayerische Landesbank

20

20
Royal Bank of Scotland plc, London
20
20
National Australia Bank
15
15
Banca di Roma, Tokyo
10
10
International Commercial Bank of China, Taipei
10
10
Landesbank Hessen-Thuringen Girozentrale
10
10
National City Bank
10
10

Senior Managers
Hua Nan Commercial Bank, HK

3

5

8
Banque Et Caisse D'epargne De L'etat
5
5
Export-Import Bank of The Republic of China, Taipei
5
5
International Commercial Bank of China, Singapore
5
5
Landesbank Rheinland Pfalz International
5
5
Taiwan Cooperative Bank, Taiwan
5
5
Zurcher Kantonlbank
5
5

Managers
Yamaguchi Bank, Pusan


3

3
Raiffeisenberband Salzburg
2
2
WGZ Bank
2
2
Total
200
200
400


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