CardShield Prime - Insurance & Protection

Card Shield Prime

When you have a DBS Credit Card, you needn't worry about the future. Not at all. Because DBS Credit Cards come with not just the best credit card deals and promotions but also peace of mind for you and your family.

CardShield Prime

New Benefits – First of its kind in Singapore!

Enjoy greater assurance and protection with CardShield Prime now! In the event of unforeseen happenings, CardShield Prime can help ease the financial burden that may impact you and your family by paying off the outstanding amount on your DBS Credit Cards including Supplementary Cards.

CardShield Prime provides coverage for:

  • Up to S$100,000 outstanding balance upon diagnosis of critical cancer* or terminal illness NEW
  • Up to S$200,000 outstanding balance in the event of accidental death
  • Up to S$100,000 outstanding balance in the event of death or total permanent disability


Affordable Premium
Coverage is available at just S$0.49 for every S$100 on your monthly outstanding balance.

Here's an example showing how monthly premiums are calculated

Card Type Outstanding Balance on Bill
Your DBS VISA Card S$200
Your 1st DBS Supplementary VISA Card S$200
Your 2nd DBS Supplementary VISA Card S$100
Your DBS MasterCard S$300
Your 1st DBS Supplementary MasterCard S$200
Total Outstanding Balance S$1,000
Premium Payable S$0.49/S$100 x S$1,000 = S$4.90
 
Easy enrolment
For existing DBS Credit Cardholders:
1) Fill in this application form and send it to us via mail or fax to (+65) 6878 9155, or
2) SMS Promo <space> CP <space> NRIC to 76060 and our specialist will contact you within 3 working days.

For existing CardShield customers who wish to upgrade to CardShield Prime:
1) Fill in this upgrade application form and send it to us via mail or fax to (+65) 6878 9155.
2) SMS Promo <space> CPUP <space> NRIC to 76060 and our specialist will contact you within 3 working days.

Not a DBS Credit Cardholder yet?
Click here to apply for DBS Credit Card(s) and opt for CardShield Prime protection.

CardShield Prime is underwritten by Aviva Ltd, under Group Policy No. 3007794.
*This plan does not cover any pre-existing medical conditions. A waiting period of 90 days applies for claim of critical cancer benefit.

This is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the Certificate of Insurance (COI) and will be sent to you upon acceptance of your application by DBS Bank Ltd.

This Policy is protected under the Policy Owners' Protection Scheme, and is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

The insurance cover may be cancelled by written request to DBS Bank Ltd within fourteen (14) days after the receipt of the COI, in which case a refund of the premium received by DBS Bank Ltd shall be made without interest. The refund will be made after the original COI is received for cancellation. If the COI is sent by post, it shall be deemed to have delivered within seven (7) days after posting.

 

Complimentary Travel Accident Insurance

With Global Coverage, you automatically get free travel accident insurance when you put your tickets on your card. This credit card promotion covers amounts between S$350,000 and S$1 million depending on the type of card you charge to. There are no forms to fill out or charges to pay.

Just check out the list below to see how much cover your card offers.

Sum Insured S$350,000 Sum Insured S$1 million
  • DBS Black American Express
  • DBS Takashimaya Platinum American Express
  • DBS Business Advance
  • DBS Altitude American Express
  • DBS Altitude Visa Signature
  • DBS Business Platinum

The Complimentary Travel Accident Protection plan is underwritten by MSIG Insurance (Singapore) Pte. Ltd.

All the benefits of the Complimentary Travel Accident Protection plan are only payable subject to the occurrence of an accident during the policy period. You should consider carefully if you are intending to switch personal accident policies, as this might be detrimental to your current and/or future needs.

This is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the Master Policy (26547429 PCA) lodged with DBS Bank Ltd. Please refer to the Product Summary for details.

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