Savings Accounts

eMySavings Account

An automatic monthly savings account with special interest rates — giving you flexibility and control.

eMySavings  Account

DBS eMySavings Account (eMSA) is a hassle-free way to keep up with your monthly savings goals, with special interest rates that make your money work better for you.


  • Interest Benefits: enjoy special interest rates
  • Convenience: a preset monthly savings amount that allows you to save on the savings date1 that works best for you (S$50 to S$3000, in multiples of S$10, and a date between the 1st and 25th of the month).
  • Flexibility: amend your savings amount and crediting date
  • Access your account anytime through our wide ATM network, iBanking and mBanking.
  • eStatements delivered to you on a quarterly basis.

Eligibility and Requirements

You must be at least 16 years old to open this account, and you must already have a DBS/POSB Savings/Current Account.

How to Apply

1 To avoid any failed deduction, please ensure that there are sufficient funds in the debiting account by 7pm, one day before the monthly savings date.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.



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