Calculators

Call 6NoSkype333 0033 or

Contact Us

Mon – Fri: 9.00am- 5.30pm/
Sat: 9.00am to 12.30pm

Mortgage Affordability Calculator

Find out what is the maximum home loan amount you can borrow.

Mortgage Affordability Calculator

 

This amount is based on the following:

   
$S$  
years

Results

Thank your for your interest in our service.
To find out more about your maximum home loan amount please contact us at 6333 0033

 
Maximum Housing Loan Amount:
Your Maximum Home Loan Amount based on the values entered is:
 


NEXT STEPS

We are currently updating the criteria for loan eligibility check and loan calculations in light of the recent regulatory amendments. As such, we advise that you contact us at 6333 0033 or email us at homeloan@dbs.com for the latest update.

  1. Call us, email us or SMS "Home<space>Name<space>NRIC" to 76060 for customised rates
  2. Understand the home-buying process
  3. Get a Loan Eligibility Check for this loan amount
  4. Calculate your monthly repayments

DISCLAIMERS

  1. The computation above is for indicative purposes only and is not an offer of credit facilities. Credit facilities are granted at the discretion of the Bank.
  2. The Bank accepts no liability for errors or omissions, nor for any loss arising from use of or reliance on the calculation herein.
  3. To assist you in your planning, we are pleased to provide upon request at any of our branches, loan repayment schedules in respect of our home loan packages.
  4. Maximum loan amount is 80% of the adjusted purchase price or current market value of the property, whichever is lower. This is reduced to 60% if the loan tenure exceeds 30 years; or the loan period extends beyond the retirement age of 65 years, for a borrower with no outstanding residential property loan. If you have another credit facility obtained from HDB or another financial institution regulated by Monetary Authority of Singapore (whether in your name or jointly with another person) for purchase of a residential property, the maximum loan amount is reduced to 40%.

Note: The Association of Banks in Singapore (ABS) has published a consumer guide on home loans. You are encouraged to read this before committing to any home loan. The guide is available on the websites of ABS (www.abs.org.sg) and the Monetary Authority of Singapore (www.mas.gov.sg) in the four official languages. You may also obtain a copy of the guide at any of our branches.

Back to top