MoneySmart Men/Ladies - Life Insurance Plan

MoneySmart Men/Ladies - Life Insurance Plan

Achieve your financial goals with MoneySmart Men/Ladies!

You work hard to achieve your many goals in life - your dream car and apartment, your child's education, a comfortable retirement or even that well deserved vacation. You recognise the equal importance of growing your wealth as well as securing your family's future in the event of a tragedy.

With MoneySmart Men/Ladies, you can do just that!

MoneySmart Men/Ladies is a regular premium life insurance plan that helps you save, grow* and protect. It is a 2-in-1 plan that combines the stable returns of with-profit endowment plan and the growth potential of investment-linked funds*. This plan ensures that you achieve your long-term goals by putting aside a regular amount in a disciplined and smart way for yourself and your family.

  • Disciplined
    • MoneySmart Men/Ladies is a disciplined long-term plan that makes your money grow* and work harder and smarter
  • Flexibility
    • You can opt for unlimited free switches† between investment-linked funds as your financial needs change over time
    • In the event of short-term financial difficulties, you may opt to defer your payment until your financial situation improves^
  • Peace of Mind
    • Enjoy insurance protection while making your money work harder
    • MoneySmart Men/Ladies has a critical illness premium waiver feature that continues the plan by taking over all future premium payments

* Bonuses and investment returns are not guaranteed as they are dependent on the performance of Aviva's life fund and ILP funds respectively.
† You should only switch funds if the replacement fund fit your financial needs and risk profile and is not detrimental to your interest.
^ Deferred Payment Option is only available for investment-linked plan, and can only be executed after 5 annual premiums have been paid. The details of this feature may be found in the Product Summary available at any DBS Branch.