Trading & Funds

Regular Savings Plan

Invest regularly in Unit Trust from as low as S$100 a month (for selected SGD funds).

Unit Trust Regular Savings Plan

Investments are within your reach even if you don’t have much capital. The DBS Regular Savings Plan lets you invest into a Unit Trust from as low as S$100 monthly. It’s a great way to start an investment portfolio and invest regularly instead of trying to speculate on the ‘right’ time.

Benefits

  • Enjoy the benefits of dollar-cost-averaging, as your average unit cost may potentially be lower than the average market price over time.
  • Potentially grow your wealth when you start earlier, with the advantage of compounding effect.
  • Maintain control and select the monthly investment amount that suits your financial situation

*Minimum initial investment from S$1,000 is required and is dependent on the fund. The Regular Savings Plan is only available for selected SGD denominated Unit Trusts.

Illustration of Dollar-Cost-Averaging:

MonthInvestment AmountUnit PriceUnits bought

January

S$100

S$1.20

83.3

February

S$100

S$1.50

66.6

March

S$100

S$1.35

74.0

April

S$100

S$0.95

105.2

May

S$100

S$1.10

90.9

TOTAL

S$500

$6.10

420

Average unit cost ($500/420 units) = $1.19

Average unit price ($6.10/5 months) = $1.22

You pay $0.03 lesser per unit

How to Apply

  • Login via iBanking.

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  • Speak to our Personal Financial Managers at any DBS branch and find out which Unit Trust is suitable for you through a “Your Financial Planner”