• Instant Cash

    Instant Cash at Low Interest Rates

    Get credit limit up to 4X your monthly income at low interest rates from just 1.48% per month! Pay interest only on what you use.
    That's not all! There is NO sign-up fee, plus a 2-year fee waiver.

  • Fast Approvals

    Easy Access

    Our fast approval process gives you easy access to instant cash via DBS ATMs, iBanking and complimentary chequebooks.

  • Flexible Repayment

    Flexible Repayment

    You only need to make a minimum monthly repayment of 2.5% of outstanding balance or S$50, whichever is higher. If you prefer affordable fixed monthly repayments, sign up for DBS Cashline Instalment Loan, a personal loan, with one of the lowest interest rates in town.

  • Exclusive Discounts

    Exclusive Discounts

    Enjoy special discounts on gadgets, furnishings, holidays and more.

    Apply Now


Apply at any DBS branch for same-day approval, click here for more information

Here are 9 great features that make DBS Cashline the ideal
way to get more out of life.

  1. Cashline
    Auto Top-Up

    Link your current or savings account to your Cashline account to ensure timely top-ups whenever your current or savings account balance falls below a pre-set level.

  2. Ez-link card
    top-up

    Use your Cashline account to top-up your ez-link card at DBS/ POSB ATMs.

  1. Payments at
    AXS Stations

    Pay the credit card bills of other banks with DBS Cashline.

  2. GIRO – Pay Your
    Bills with Ease

    Pay your monthly bills in one go! Consolidate them with Cashline as the main payment account. Please request your billing organizations for GIRO forms.

  1. Peace of Mind
    with CashShield

    CashShield can help ease the financial burden on you and your loved ones by paying off the outstanding amount on your DBS Cashline account in case of unforeseen circumstances.

  2. Credit Limit
    Review

    We offer credit limit review on your DBS Cashline account to complement any increase in income you may have had.

  1. Exclusive Offers
    & Promotions

    Enjoy exclusive discounts on the latest gadgets, home furnishing, dream holidays and more with DBS Cashline.

  2. Cashline
    Instalment Loan

    A personal loan with one of the lowest interest rates in town and loan tenure of up to 60 months, you can enjoy affordable and fixed monthly repayments.

  1. Cashline
    Balance Transfer

    Enjoy promotional interest rates when you sign up for a DBS Cashline Balance Transfer to transfer the available credit limit on your DBS Cashline account to your deposit account as cash with repayment flexibility.

Apply at any DBS branch for same-day approval, click here for more information

Do read through the eligibility criteria to ensure smoother
processing of your DBS Cashline application.

Applications
Requirements for DBS Cashline

NationalityAgeMinimum Gross Annual Income
Singaporean or Permanent Resident 21 years & above S$20,000 & above
Foreigner 21 years & above S$45,000 & abovee
Note: Existing DBS Cashline, POSB Loan Assist or POSB Loan Assist Plus
customers are not eligible.
NationalitySingaporean or Permanent ResidentForeigner
Minimum gross annual income S$20,000 -
below S$30,000
S$30,000
& above
S$45,000
& above
Effective interest rate 19% per annum 17.8% per annum
Minimum monthly repayment 2.5% of outstanding balance or S$50, whichever is higher
Minimum interest charge S$5
Late payment fee S$80
Annual fee S$80 (waived for first 2 years)
Note: Your total aggregated Credit Limit with DBS Bank in respect of unsecured credit facilities granted to you is up to a maximum of 4 times of your monthly salary; regardless of the number of DBS/POSB Credit Cards and/or Unsecured Loans facilities you hold or apply for. The Bank will automatically assign a final Credit Limit apportionment between DBS/POSB Credit Cards and/or Unsecured Loans facilities at the Bank's discretion..

Apply at any DBS branch for same-day approval, click here for more information