Study Loan

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University Study Loan

Key Features:
  • Up to 20% of the subsidized tuition fees payable by Singapore students and S$3,600 annual living allowance.
  • Interest-free during course of study.
  • Interest, if applicable, charged at average prime rate of DBS, OCBC and UOB after graduation.
  • Up to 20 years repayment period for interest bearing loan and up to 5 years for interest free loan with repayment commencing after course completion.
  • Minimum monthly repayment of $100.

Eligibility
  • Undergraduates who have received financing of tuition fee payable by Singapore Citizens from at least one or a combination of the following:
    - Tuition Fee Loan
    - CPF Education Loan
    - MENDAKI Tertiary Tuition Fee Subsidy/Loan
    - Scholarship/grant
    - A fee subsidy/loan from a registered government agency

    For the full criteria to apply for Study Loan, please refer to respective institution's website for more details.

Guarantor
  • Aged between 21 to 60
  • Is not discharged as a bankrupt
Student

Guarantor

Singaporean Singaporean
Permanent Resident Singaporean / Permanent Resident
International Singaporean / Permanent Resident / International

Repayment
  • Up to 20 years repayment period for interest bearing loan and up to 5 years for interest free loan with repayment commencing after course completion.
  • Repayment will commence no later than 6 months after graduation
  • Repayment of loan can be in one lump sum or by equal monthly instalments of minimum $100.

To Apply
  • Please refer to the respective institution's website for application.

Note

There are different loans from different institutions. Please check with your institution for the loan you are eligible for.