MyCare - Disability Coverage Benefits

Overview | Benefits
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Plan Benefits

  ElderShield 400 MyCare
Requirements For Benefit Payouts Inability to perform at least 3 out of 6 ADL
Benefit Payout Duration Up to 6 years (72 months) Unlimited lifetime payout or up to 12 years (144 months)
Monthly Severe Disability Benefit S$400 S$600 to S$3,500 (in increments of S$100) including basic ElderShield benefit
Lump Sum Benefit Nil Additional 3 times your first monthly benefit1
Rehabilitation Benefit2 Nil 50% of your monthly benefit2 up to the end of the Benefit Payout Duration
Dependent Care Benefit Nil Additional S$200 per month up to 36 months if you have a child aged 21 years and below at the point of claim
Death Benefit Nil Additional 3 times your last drawn monthly benefit1

Plan Features

Waiting Period 90 days / Waived for accidental causes and auto coverage Not Applicable
Deferment Period 90 days 90 days
Premium Payment Term Till age 66 next birthday (i) Lifetime or (ii) Till 66 age next birthday, or for 20 years from entry age, whichever is later.

The 6 Activities of Daily Living (ADL)

Washing
The ability to wash in the bath or shower (including getting into and out of the bath or shower) or wash by other means.

Dressing
The ability to put on, take off, secure and unfasten all garments and, as appropriate, any braces, artificial limbs or other surgical or medical appliances.

Feeding
The ability to feed oneself food after it has been prepared and made available.

Toileting
The ability to use the lavatory or manage bowel and bladder function through the use of protective undergarments or surgical appliances if appropriate.

Mobility
The ability to move indoors from room to room on level surfaces.

Transferring
The ability to move from a bed to an upright chair or wheelchair, and vice versa.

Sign up now to enjoy special tie-ups on selected healthcare services with our participating healthcare services providers. For more information, please visit www.aviva.com.sg/ElderShield.

  1. Monthly Benefit refers to the applicable Severe Disability Benefit under MyCare
  2. Rehabilitation Benefit will be payable following a Severe Disability claim for the same benefit payout duration as the Severe Disability Benefit.
  3. If you have more than one policy, the Medisave limit of S$600 is applicable on the aggregate premiums of all ElderShield Supplement policies.