Save-As-You-Protect

There are 2 main reasons why SAYP works for you:

Get more1 out of your savings.

From as low as S$50 per month3, you could get more than the usual savings account interest rate of 0.25%.

No lock-in period!

You can choose to stop and re-start your savings premiums at any time.

No penalty for withdrawal4!

You can choose to withdraw anytime at no penalty.

S$100,000 protection2 coverage

That's cash to help your loved ones relieve their financial strain.

100% refund of premiums

When your policy matures, you'll get back all the premiums you paid, guaranteed.

Additional 2.55% maturity payout on protection premiums

You'll get additional 2.55% at maturity on your protection premium.

  1. Based on comparision with the prevailing first tier savings account interest rate among major banks as at 9 December 2008
  2. Covers death and terminal illness.
  3. Monthly premium consists of savings premium & protection premium. Premiums indicated refer to the savings premium only.
  4. Minimum withdrawal is S$500 per withdrawal and minimum savings balance to maintain is S$1,000. For full withdrawal, the savings portion is closed and no further savings premium will be accepted.