POSB Loan Assist

Name         
Mobile         
Email         
 
I Want To Apply Now

Here is your opportunity to take control of your finances with a personal loan that comes with a low interest rate and up to 4 times your monthly income.

Fixed interest rates and easy application
An affordable loan that offers fixed interest rates depending on your loan tenure. What's more, you don't need guarantor or collateral to apply.

Better control of your finances
Spread your loan over fixed monthly instalments with your choice of loan tenure between 1 to 5 years.

Interest rate table for income earner of $30,000 per annum or more
Approved Loan Amount (Up to 4x monthly income) <S$3,000> <S$10,000> <S$25,000>
Less 3% Processing Fee 3%
Less 1% Insurance Fee 1%
Disbursed Loan Amount S$2,880 S$9,600 S$24,000
Loan Tenure AIR (% p.a.)^ EIR (% p.a.)* Your Monthly Repayment Amount
1-year 5.88 18.48 S$265 S$883 S$2,206
2-year 5.88 15.04 S$140 S$466 S$1,165
3-year 8.88 18.98 S$106 S$352 S$880
4-year 8.88 18.07 S$85 S$283 S$706
5-year 8.88 17.40 S$73 S$241 S$602

Loan Amount (S$) Tenure
3,000 - 150,000 1 -5 years

Interest rate table for income earner of $20,000 to less than $30,000 per annum
Approved Loan Amount (Up to 2X monthly income) S$3,000 S$3,500 S$4,000 S$4,500
Less 3% Processing Fee 3%
Less 1% Insurance Fee 1%
Disbursed Loan Amount S$2,880 S$3,360 S$3,840 S$4,320
Loan Tenor AIR (% p.a.)^ EIR (% p.a.)* Your Monthly Repayment Amount
1-year 10 25.91 S$275 S$321 S$367 S$413
2-year 10 22.42 S$150 S$175 S$200 S$225
3-year 11 22.57 S$110 S$123 S$148 S$167
4-year 11 21.53 S$90 S$105 S$120 S$135
5-year 11 20.74 S$78 S$91 S$104 S$117

Loan Amount (S$) Tenure
3,000 -< 5,000 1 -5 years

Note: Minimum Loan Amount is S$3,000.

(These numbers are meant for illustrative purposes only and should not be taken to be a guarantee of the actual, future or likely figures)

^Applied interest rate.

*Effective interest rate (inclusive of 3% processing fee and 1% insurance fee)

Interest rate is calculated on a flat rate, front end loaded basis. You may refer to our Quick tips for more details

Processing fee of 3% and Insurance fee of 1% each will be deducted upfront from the approved loan amount

Please be informed that with immediate effect, the provision for disclosure of information in the terms and conditions governing each of the Bank's unsecured loans facilities has been revised to allow disclosure of information to any person or organisation involved in the sending or delivering of any communication to your last known address on our records. Communication will include all forms of direct mailers and advertisements (including messages printed on envelopes with DBS' name and logo).