Your Accounts

Multi-Currency Account

The DBS Multi-Currency Autosave Account enables you to save and transact in SGD and foreign currencies all in one account.

We provide you unrivalled transactional convenience thanks to our extensive network and through our iBanking and mBanking platforms.


Benefits

  • Save and transact in SGD and foreign currencies under one account - simpler and hassle-free
  • [New] Link your MCA with the DBS Treasures Debit Card as the primary account and enjoy the ability to transact and spend directly from up to 11 foreign currency wallets*
  • [New] Ability to withdraw funds directly from your MCA foreign currency wallet(s) at ATMs globally^ using your linked DBS Treasures Debit Card
  • Perform overseas funds transfer at preferential exchange rates, direct debiting from your foreign currency balance. Avoid additional FX conversion or fees.
  • Easy conversion from one currency to another, to take advantage of any foreign exchange movement
  • Ability to remit or receive foreign currency funds directly from and into your MCA account thus allowing you to save on foreign exchange fees
  • Enjoy the most convenient everyday banking in Singapore via the largest network of ATM/branches and iBanking/mBanking

For the list of currencies and interest rates, click here.

*Renminbi Offshore (CNH) is not available for the card payment feature. Click here for the frequently asked questions.

^Overseas ATM charges may apply.

How to Apply

  • Sign up online via
  • Contact your Wealth Manager or visit any of our branches.

Not an iBanking customer?


Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to SGD50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Minimum Sum Scheme are aggregated and separately insured up to SGD50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Conversions between currencies involve fluctuations and are subject to exchange controls. If you are converting from another currency to place the deposit and intend to convert it to the original currency, exchange rate fluctuations could cause the converted amount to be less than your original amount.

iBanking.Get started


3 options of MCA to choose from to best meet your needs

 

 

iBanking

eStatement

Cheque Facilities

eMulti-Currency Autosave (eMCA)

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eMulti-Currency Autosave Plus
(eMCA+)

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Multi-Currency Autosave Plus
(MCA+)

  

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View the list of 13 currencies and interest rates

Note
- Foreign currency transactions are subject to exchange rate fluctuations, which may result in capital gains or losses; such accounts may also be subject to exchange controls imposed on the currency held.
 

Eligibility and Requirement

  • At least 18 years old
  • No initial deposit required
Note
- Foreign currency transactions are subject to exchange rate fluctuations, which may result in capital gains or losses; such accounts may also be subject to exchange controls imposed on the currency held.

 eMulti-Currency Autosave (eMCA) eMulti-Currency Autosave Plus (eMCA+) Multi-Currency Autosave Plus(MCA+)

Monthly Account Fee

N.AS$2S$4

Fall-below fee if the average daily balance falls below S$3,000*

S$7.50
(Waived up till 29 years old)
S$7.50

Cheque Book Charges

N.AThe first SGD cheque book on account opening is free. Thereafter, it is S$10 per additional cheque book (50 leaves).

Please refer to the Deposits Guide for the list of applicable fees.

 

*Based on total SGD equivalent of SGD and foreign currency balances

Note
- Foreign currency transactions are subject to exchange rate fluctuations, which may result in capital gains or losses; such accounts may also be subject to exchange controls imposed on the currency held.

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