Protection Plans

ManuProtect Term - Term Life Insurance

Protect all you care about, including your home.

term insurance plan

This term insurance plan is designed to help you protect those you care about. As the coverage for this plan remains constant, in the event of Death or diagnosis of Terminal Illness (TI)1, the plan can cover your liabilities (like your mortgage) and provide added financial security for your loved ones and yourself at the same time.

Benefits

  • Lump sum payout of the Sum Insured in the event of Death or diagnosis of TI1
  • Choice of policy term from 5 to 40 years to suit your needs
  • Automatic renewal for policy term between 5 to 10 years, regardless of your health conditions
  • Option to convert2 your plan to another regardless of your health conditions
  • Unique Quit Smoking Incentive (QSI)3 to encourage smokers to quit smoking

Add on for wider coverage (Supplementary):

  • Total and Permanent Disability
  • Critical Illness
  • Payor Premium Waiver
  • Personal Accident

This plan can help you with these possible needs:

Basic:
  • protection term life insurance
    Protect myself
  • mortgage coverage from term insurance
    Protect my assets
 
Supplementary:
  • Protect my income
  • Total and permanent disability protection
  • Critical illness cover
 

For more information, visit your DBS Treasures centre or

Contact me

1 Terminal Illness (TI) is defined as an illness, which in the opinion of a medical examiner and on agreement of our appointed medical examiner, is likely to lead to death within 12 months from the date of diagnosis.
In the event of TI during the policy term, the Death Benefit will be advanced in a lump sum.
The maximum amount which Manulife (Singapore) Pte. Ltd. (“Manulife”) will pay for TI claim(s) (aggregating all policies which Manulife is liable for on the same life) is S$1 million. Further, the maximum amount which Manulife will pay for TI and Critical Illness (CI) claim(s) in total (aggregating all policies which Manulife is liable for on the same life) is S$2 million.
Accumulated Reversionary Bonus (if any) and/or Claim Bonus (if any) are included in determining the TI limit or TI/CI limit of S$1 million and S$2 million respectively. Please refer to the Product Summary for more details.
2 ManuProtect Term may be converted to any available regular premium life insurance plan (Whole Life, Endowment or Investment-Linked) offered by Manulife without providing evidence of health while Policy is in-force and before age 65 of the Life Insured. The Sum Insured for the new basic plan cannot exceed the Sum Insured of the original policy. Terms and Conditions apply. Please refer to the Product Summary for more details.
3 The Quit Smoking Incentive (QSI) is available to level and convertible plans with a Sum Insured of at least S$500,000. Terms and Conditions apply. Please refer to the Product Summary for more details.

Information is correct as at 11 April 2016.

Important Notes

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