Disclaimer

Manulife IncomeGuard is underwritten by Manulife (Singapore) Pte. Ltd. (“Manulife”) (Reg. No. 198002116D) and is a group policy between Manulife and DBS Bank Ltd (“DBS”) under Group Policy No. MD00000009. It is not an obligation of, deposit in or guaranteed by DBS. This policy will be entered into the register of Singapore Policies. This is for general information only The information set out in this is not a contract of insurance and has not been tailored to your specific investment objectives, financial information and particular needs. Full details of the terms and conditions of this insurance policy are provided in the Master Policy and Certificate of Insurance (COI). The COI will be sent to you via email upon the receipt of the first initial premium and acceptance of your application by Manulife. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. Buying a life insurance policy is a long-term commitment. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

The insurance cover may be cancelled by written request to Manulife within fourteen (14) days from the issue date of your policy, in which case a refund of the premium received by Manulife shall be made without interest.

This Policy is protected under the Policy Owners’ Protection Scheme, and is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for the Policy is automatic and no further action is required from DBS. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife (Singapore) Pte. Ltd. or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

Issued and underwritten by: