This advertisement has not been reviewed by the Monetary Authority of Singapore. This insurance plan is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS Bank Ltd ("DBS") (Reg. No. 196800306E), an Exempt Financial Adviser as defined in the Financial Advisers Act and regulated by the Monetary Authority of Singapore. It is not an obligation of, deposit in or guaranteed by DBS. DBS may receive fees or commission from Manulife for marketing or selling their products to you.

This is for general information only and is not a contract of insurance. You should read the product documents before deciding whether the product suits you. You will find the precise terms, conditions and exclusions of these plans in the respective Policy Contracts. This policy has no cash value.

If you have chosen not to seek advice from a financial adviser, you should consider whether this product is suitable for you based on your specific investment objectives, financial situation and particular needs. In this regard, you are encouraged to:

1. Visit https://www.comparefirst.sg to compare the features and premiums of the product and other types of life insurance products that are available
2. Consider an equivalent Direct Purchase Insurance – DIRECT – ManuAssure Term offered by Manulife

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).