This insurance plan is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS Bank Ltd ("DBS"). It is not an obligation of, deposit in or guaranteed by DBS. DBS may receive fees or commission from Manulife for marketing or selling their products to you.

This advertisement has not been reviewed by the Monetary Authority of Singapore. You will find the precise terms, conditions and exclusions of these plans in the respective Policy Contracts. This is for general information only and is not a contract of insurance and has not been tailored to your specific investment objectives, financial situation and particular needs. You may wish to seek advice from a financial adviser and obtain the product documents to read before deciding whether the product suits you. If you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender values payable (if any) may be less than the total premiums paid. A life policy is not a savings account or deposit. Some benefits of the policy may not be guaranteed and you may not get back the premiums paid (partially or in full) if you terminate or surrender the policy early.

This plan is distributed in Singapore by DBS Bank Ltd (Company Registration. No.: 196800306E) which is an Exempt Financial Adviser as defined in the Financial Advisers Act and regulated by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).