At a Glance

Up to 4% Cashback on what you want, every time

Get up to 4% cashback when you spend on online food delivery, local transport and in foreign currency (including online purchases).

No foreign exchange fee

When you primary link your DBS Visa Debit Card to My Account.

Up to S$20 Bus/MRT rebates every month

Register for Ride for Free with DBS/POSB Debit Cards monthly on DBS PayLah! when you pay for groceries and shopping with your DBS/POSB Debit Cards. Limited to first 100,000 registrants every month till 30 Apr 2024. Learn more.

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

 

Features & Benefits

4% cashback on online food delivery

  • Valid with a minimum of S$500 on Visa and cash withdrawals limit of S$400 and below in the same month.

Click here for full Terms and conditions. Click here for Frequently Asked Questions.


3% cashback on local transport (Ride-hailing, taxis, Transit – Simply Go)

  • Valid with a minimum of S$500 on Visa and cash withdrawals limit of S$400 and below in the same month.

Click here for full Terms and conditions. Click here for Frequently Asked Questions.


2% cashback on all foreign currency spend (including online purchases)

  • Valid with a minimum of S$500 on Visa and cash withdrawals limit of S$400 and below in the same month.

Click here for full Terms and conditions. Click here for Frequently Asked Questions.


Say goodbye to foreign currency transaction fees and hello to a convenient and safe way to spend when travelling!

Pay for shopping, dining and leisure with your DBS Visa Debit Card in up to 11 foreign currencies with no foreign exchange fees. 

Simply link your My Account as the primary account to your DBS Visa Debit Card. Your foreign currency transactions/withdrawal will be debited directly from the respective foreign currency wallet in your My Account.*

There are 11 available foreign currencies:

  1. Australian Dollar (AUD)
  2. Canadian Dollar (CAD)
  3. Euro (EUR)
  4. Hong Kong Dollar (HKD)
  5. Japanese Yen (JPY)
  6. New Zealand Dollar (NZD)
  7. Norwegian Kroner (NOK)
  8. Sterling Pound (GBP)
  9. Swedish Kroner (SEK)
  10. Thai Baht (THB)
  11. US Dollar (USD)

Do note that Renminbi Offshore (CNH) is not available for the card feature.

*Important notes:

  • Your My Account’s foreign currency wallet must contain sufficient funds prior to making a transaction. Only then will your transaction be automatically debited from the respective foreign currency wallet without any foreign exchange conversion fees.
  • Ensure that your DBS Visa Debit Card is primary linked to your My Account and the correct currency is selected at point of transaction.
  • In some cases, depending on how the merchant processes your transaction, your transaction may be billed to you in another foreign currency other than the local currency.
  • Generally, overseas ATM withdrawals will be automatically deducted from your primary account. However, if prompted, please select "Checking/Current Account" to withdraw foreign currency cash overseas from your My Account using your DBS Visa Debit Card.

Exchange currencies, pay zero overseas fees, and earn cashback easily!

Simply set up your travel wallet by making your DBS Multiplier or My Account the primary account linked to your DBS Visa Debit Card.

Learn more about your travel wallet.


For digibank mobile, please:

  1. Log in to digibank mobile
  2. Upon successful login, tap “More”
  3. Under “Manage Cards & Loans”, select “Link Card to Account”
  4. Select the DBS Visa Debit Card you wish to primary link your My Account
  5. Verify the details and tap “Confirm” to complete the card linkage

For digibank Online, please:

  1. Log in to digibank Online
  2. Under “Cards”, select “Link Card to Deposit Account for ATM Use”
  3. Select the DBS Visa Debit Card you wish to primary link your My Account
  4. Verify the details and click “Submit” to complete the card linkage

Tap and SimplyGo on buses and trains without having to top-up. You can also access your travel history and transactions anytime and anywhere via the TransitLink SimplyGo Portal or TL SimplyGo mobile app.

Click here for more information.

Click here for important notes.

 

Eligibility & Fees

 

Age

16 years old and above

Eligible account type

You will need to have a POSB/DBS Savings or Current account to apply for the card.

Annual Fee

S$0

 

More Info

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

The total amount of cash that you can withdraw per day at both local and overseas ATMs is capped. This daily cash withdrawal limit applies regardless of the number of cards you have. Click here for details.


  1. Setting debit card limit to S$0 via digibank Online or Mobile

    • If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for NETS and ATM transactions and would like to disable the debit contactless feature.
    • Changing the limit for your Debit Card Spend Transactions will not affect your NETS and ATM transactions.
  2. Customise card functions with DBS Payment Controls

    • Disable specific transaction functions and manage your monthly spend limit. Click here for more information.

You may enable the magnetic stripe on your card(s) via digibank or any DBS/POSB ATM in Singapore

Visit https://www.dbs.com.sg/personal/support/card-overseas-enabling-for-overseas-use.html for more details.

 

Apply now

 

DBS Visa Debit Card

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

 

Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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