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What this section is about.
🥚 Whether you have idle funds you'd like to optimise, or looking for advice to get covered against the unforeseen - you're in the right place.0 0
[CIO Fridays] Gold never goes out of style
#AskCIOFriday is back 🎈 The floor is open and we're taking questions back to the Chief Investment Office (CIO) team! Send them in below ⬇
This week's topic: Old but Gold. Gold prices saw a turnaround from one of history's weakest quarters in 1Q21. This tends to happen when realised inflation is rising, demand is high and economies are re-opening. Read 'Alternatives: Gold 3Q21' report in full here.
Highlights from the 3Q21 CIO Insights Gold report:
Gold for currency hedging. This year, DM currencies have held up better than emerging Asian ones. The need to hedge currencies in Asia – amid rising inflation and virus resurgence – are boosting demand for gold among Asian investors.
Gold shines as a stable alternative investment. We see potential new demand for gold arising from central banks looking to raise their allocation as part of their reserve management. The recent high volatility and price drop in cryptocurrencies also present opportunities for gold to shine.
It will be a production growth story this year for gold and silver miners. Mining companies have expressed upbeat exploration progress and M&A opportunities. Gold mining securities should benefit from higher demand and rising prices. We (CIO) prefer larger, senior miners which demonstrate better cost and portfolio optimisation, and carry higher ESG ratings.
THE DBS CIO OFFICE ...
Remains constructive on the med*um-term outlook for gold. The forecasts for gold remain at USD2,000/oz for the rest of the year.0 0
FUND FACTS #1: Should one look at just absolute returns when evaluating performance?
Answer: False. In the June NAV Insights newsletter, the dgP team shares the importance of identifying appropriate benchmarks for your investments. This may help to provide a better sense of your returns versus simply comparing investments against one another. Click here to view the full report.
WHAT IS FUND FACTS?
This is a new fortnightly segment where we share anything and everything related to investments here - quarterly fund reports, digestible reads by DBS product teams, learning resources for newbies and more! #growwiththeburrow
Pssst, the opportunity to ask questions to our in-house topic experts will come knocking at your door real soon. Keep an eye out and you might get rewarded! 👀0 0
April 2021 Fund Performance Update
It’s time for a portfolio check-in (if you haven’t already). Here’s a run-down for April 2021. 🤓
Fund Performance Update (APR 2021)
All funds are in Singapore dollar (SGD)
➡️ Nikko AM Singapore STI ETF <bit.ly/3ztZwZ2>
Returned 1.92% in April and recorded an annualised gain of 8.79% since inception.
➡️ NikkoAM-STC AxJ REIT ETF <bit.ly/3zfY0JG>
Returned 1.39% in SGD terms and recorded an annualised gain of 7.47% since inception.
➡️ ABF Singapore Bond Index Fund <bit.ly/34ZPcdh>
Returned 0.88% in SGD terms in April while portfolio characteristics remained close to its benchmark.
➡️ NikkoAM SGD IGBond ETF <bit.ly/3cr2BPq>
Returned 0.01% in SGD terms in April, while portfolio characteristics remained close to its benchmark
🎯 The DBS Invest-Saver cashback is still on! Invest a minimum of S$100 a month and get up to *S$125 in cashback until 31 July 2021. <go.dbs.com/3zsQ2gv>
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Help design next-generation insurance with us and receive FoodPanda vouchers! 💬
#hearitfirst! Last year, over 100+ of you shared your first insurance journey.
Because of you, we kick-started development for a brand new starter pack that provides:Essential coverage ☂️ Low premiums ⬇️💰
The next gen of first-insurance-buyers will thank you! 🤩
Be one of the first 30 to help share your thoughts here <forms.office.com/r/s4XC0bwU55> to stand a chance for more food-deliveries with a $10 foodpanda voucher*!🤗🍱
*Terms and Conditions apply. Applicable for use only with DBS/POSB Cards.4 1
[Webinar] More Than Just Returns: How Exchange Traded Funds (ETFs) Diversify Your Portfolios
Many of us understand the investment vehicle is one ride to get on to ensure a financially secure life for the present and future. Exchange Traded Funds (ETFs) are a popular investment tool – time for a refresher on what they can truly do for your portfolio!
SGX DBS FB Event Page Banner.png
In collaboration with Singapore Exchange (SGX), join The Burrow Community for an engaging evening as we deep-dive into the investment fund! This free event is perfect for both beginners and intermediate investors – come as you are, and leave knowing more!2 0
Online retail sales good enough for investors to look into e-commerce ETFs?
The projected rise is proof that the future is online. Online retail sales jumped from 13.6% in 2019 to 18.0% in 2020, and is expected to reach 21.8% in 2024.
Read the full report here.
Q:With this in mind, might it be timely for investors to look towards e-commerce giants?
Yay 🙆♀️ or Nay 🙅♀️to picking up e-commerce ETFs?
Have a question for our DBS Chief Investment Office's CIO, Hou Wey Fook? Pen them below and we'll send them along!0 0
What You Should Do when Buying Resale Savings Plan
You may have read the news about a victim who was cheated SGD24,900 by her insurance agent for a fake savings plan. 😥
According to the news, the insurance agent claimed that there is a savings plan available for "Absolute Assignment".
Fortunately the insurance company compensated the victim for her losses.
In this blog, we cover:
✅What is "Absolute Assignment"❓
✅What should you do when you were introduced or saw a savings plan that is available for "Absolute Assignment"❓
✅How can you minimise your chances of ending up with a fake savings plan❓0 1
Is now the golden time to go for gold?
🏊♂️💭Did you know that the world’s known total gold supply can fit in just under three Olympic pools?
As supply remains tight and interest rates continue to fall, our DBS Chief Investment Office believes that building gold into your investments could provide added risk-diversification, and even act as an insurance in uncertain times.
With ETF options available to you by way of SRS, CPF, and DBS Vickers... Is now the golden time to go for gold?1 2
Stock market investment
Is now a good timing to invest in stock market? Putting money just in bank does not give a good return.0 3
Any plans for DigiPortfolio to be included under the investment category for the Multiplier Account?
Investment Options for Foreigners
Can foreigner buy stocks in SGX? What are the best investment options for a foreigner working in Singapore?0 2
When and what was your first investment?
Curious to know when did you first started investing (uni/first job/after married)? And what was your first investment (stock/SSB/others)?1 9
Your most favorite active fund
Can share 1-2 your personal favorite active managed fund and why?
Myself: I'm big fan of FSSA Dividend Advantage (Bloomberg ticker FSIDVDS:SP)
Reason being it's quite well diversified with stable dividend, while the NAV continue trends up.1 3
Nano Coin - Digital money for the modern world?
Nano coin seems have fulfilled all the criteria to be a modern world currency.
Decentralized, feeless, ecofriendly & instantaneous. Wondering why it is not something that is popular in cryto world. Am i missing something here?0 1
Where to start investing for young adults?
What asset classes for investment would you recommend for young adults new to the workplace and want to start investing but may not have a large pool of money to start with?1 4
Growing / stock accumulation
When dividends are paid out. We will usually receive a letter to ask if we would like the dividend in CASH or STOCKS. Should I choose stocks to build up and accumulate a sizable portfolio or take the cash?1 1