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Park them in the DBS Multiplier Account so I can access it immediately as I need them
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Singapore Savings Bonds if the interest rate is better than bank deposits. Will need to compare.
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@quokka Interesting! Are your emergency and savings funds the same?
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Singapore Savings Bond and Multiplier Account
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I currently park with Multiplier Account as i have an existing home loan with DBS, so i can easily fulfil the other categories to get higher interest.
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FSM Autosweep
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Digit Portfolio Risk Level 3
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@HereToLearn You're in luck! We have a pretty comprehensive Learning Unit on Multiplier over here Be sure to also check out the other units available.
tagging @HereToLearn in this as well! check out the Multiplier learning unit for more info!
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StashAway
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POSB Savings Account
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Multiplier account
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esaver
singlife sometime slow when withdraw -
Fixed deposit ?
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Yes Singlife and products from Etiqa are my picks for now. But of course cash is alway king, most of it in DBS savings.
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@ccwei Singlife is definitely a good option.
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@aliciatangggg How's DBS Multiplier Account works?
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What about the traditional biscuit tins? Quickest access to cash!
Jokes aside, Savings Bonds and Cash Management Funds would be my best bet
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Singlife and DBS Multiplier
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I find the Singapore Savings Bonds a good option. Practically no risk, and can withdraw anytime.
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Personally I park them in my multiplier account (you can do any savings account) and ensure that the excess money gets parked somewhere else with slightly higher yield. I could take a bit of risk so I leave them with robos which have pretty flex withdrawal tncs!
