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Yuming
Newbie
Looking to save more?Looking to save more? Find it difficult to save every month? Here are 2 tips!
- Always set aside 30% (or more) of your salary aside once the money is in. Best if you can transfer out this sum to another account that you are disciplined enough not to touch. Do this before you spend any amount.
Now point 1 might be tough for married people to fulfil, especially if you have kids. So here comes tip 2!
- Any savings is better than none! If 30% is too much, try 20%, 10% or even a fixed amount like $100 every month.
Try not to tell yourself you can't save. A little tune to your lifestyle, you should be able to at least squeeze $50 out from somewhere to save!
Replies
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@cjy same! often impulse purchases are things i can definitely live without. sleeping on it does the trick
also not too sure if anyone does this, for emergency funds i'll put it in another bank and simply don't bring around the debit card or download the bank's mobile app! there's probably a better way to do this but i often find this is the easiest way to access small amounts of emergency funds if i need to!
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Nice!! For me, I "sleep" on it and almost all the time forget about wanting to purchase it.
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So true! Start saving however small.
