SN SnapperJR Newbie Best Savings Strategy?

[Soulsensei]

For my emergency fund, I have a fixed deposit with POSB.
For my rainy day fund (unexpected circumstances not as serious as emergencies), I have an account with Singlife. I may look into transferring this rainy day fund to a cash management account with StashAway or Syfe since the interest rate for Singlife will decrease to 1.0% per annum this coming July.

And my retirement planning, I regularly top up my CPF and SRS accounts. In fact, if I get some spare cash from doing surveys and the like, I will transfer it directly to my SRS account (with POSB)!

[GEORGESIM98]

Consider higher interest saving account. Stashaway simple, FD or the DBS multiplyer if you hit the category, but best henge against inflation is always asset be it property, stock, bond,