My #WFH money hack is to use fitness apps like Lumi Health/ Healthy365 to earn points and redeem vouchers when i exercise from home. One of the perks of working from home is that I get more time for rest and exercise since I save time without needing to commute from home to the office.

I love to take brisk walks in the evening, sometimes to run errands. With more time to myself thanks to WFH, I have the time to walk long distances- about 5-10km+/ day. It would be great if I could win this ergonomic chair to improve my WFH set up as I will be working from home permanently even without the pandemic. I am still using my ‘studying’ set up from back when I was in primary school so my chair way is too short for me now.

#WFH money hack

Ever since I started working from home, leaving my house for social purposes has become a less and less frequent. Money starts to accumulate in my bank account and I find myself with extra time to spare too (due to zero travelling time). This spare time can be better used to be involved in DBS community online sharing about inexhaustible and several other insights. Besides that, what I did with the accumulated wealth in my bank was to invest using Robo-advisor. Their returns thus far from the start of the year have been great at around ~10%.
I also started a side hustle by doing food delivery using my bicycle. More money never hurts

My favourite #WFH money hack is to cook your own meals at home. Buying groceries are always much cheaper than ordering via delivery as these platforms do also increase their prices to profit from the transaction. Using breaks between work to do food preparation also ensures that I do not stay seated for too long in front of the screen.

My favourite #WFH money hack is drinking 2-in-1 coffee instead of buying expensive coffee. My favourite brand of coffee is Owl’s 2-in-1 Freeze Dried Coffee with Creamer, which costs $5.45 for 25 packets.
Each cup only costs $0.20 as opposed to coffee outside which costs at least $1, and can cost up to $6/$7.

My favourite #WFH money hack is to cook your meals rather than ordering delivery. Cooking is much cheaper than ordering takeout/delivery. You can also pre-plan meals so it saves time on cooking as well!

#WFH money hack: make your money work smarter and longer for you, not just with investments but also your daily needs. Like a proper chair that can last you years like ergotune instead of cheap brands that you have to change every year!

My favourite WFH money (and time saving) hack is to use the self pick up function in Foodpanda/Grabfood! Most times, there are discounts for self pick up orders, allowing us to save money as some stores would be cheaper on such food ordering apps.

Additionally, we can order in advance and skip the queue, allowing us to maximise our wfh lunch break!

#WFH money hack. Cook lunch at home!! U can save money by buying your own groceries and having a warm meal from the comfort of your own home instead of ordering food delivery or heading out to dine in during #TimesOfNormalcy .

Buy unit trusts with DBS and sign up for POSB Cashback Bonus on your deposit account to get 3% cashback on your investment! Literally getting paid to invest.

My favourite #WFH money hack would be I get to save more money in my specially dedicated savings account from the so much which can be saved, from saving transport costs, having homemade meals, beverages such as 3-in-1 instant coffee and tea as perk-me-ups and more.

Lunch preparations in bulk instead of ordering deliveries~

Falling sick is unpredictable .By using Televideo consultation, i am able to reach a doctor at my convenience without stepping out of my home.Any DBS/Posb card holder qualifies for low cost rates @ https://www.dbs.com.sg/personal/promotion/cards-telemedicine#.
And medication is delivered to your home!

We were suddenly asked to work remotely from home during this pandemic. Luckily, we have this old dining set available for use. I manage to fit in two monitors on the table and I opted to use the dining chair. I chose not to splurge on the most comfortable chair on the market as it was rather expensive and I thought WFH will only be for a few months... but, no, it extended all the way up to this date.

I consider this a money hack because if we utilize what's available, we really don't have to spend a single penny.

Comfort comes with a price, they say. Luckily, DBS has this contest and now I have the chance to own an ergonomic chair.

Make coffee and lunch at home

• I have to drink coffee on a work day. So as a hack, i head off to supermarket to buy 3-in-1 coffee powder and make my own daily coffee! Compared to buying coffee outside, i can save a lot!
• prepare simple lunch with healthy ingredients using simple recipes found online! Beats buying outside food which may be more expensive and with seasoning that is unhealthy
  -in an event we purchase food from outside, we will bring our own container and own bag to save $ on takeaway charges and save the earth!

My favourite #WFH money hacks are:

1. Buying UV protection window films and installing them myself. Ever since I started working from home, I spend 9 hours daily sitting next to my window, which faces the West Sun. This makes my room very warm especially during the afternoons. I turn on the fan instead of the air conditioner as it consumes less electricity and is more affordable, and pair it with the UV protection window film which reduces a good amount of heat transmitted into my room, keeping my room cool. This helps me save on my electricity bills and is a more eco-friendly option for me.

2. I wear dri-fit clothes on days when I have no meetings, as I find dri-fit clothes easier to wash and dry. Hence I don’t have to use the clothes dryer at all, as my dri-fit clothes dry more quickly under the natural sunlight. I get to save on water and electricity costs, which is a win-win for me.

3. I no longer have the need to buy any new work clothes and shoes ever since I started working from home. Instead, I can get more use out of my current clothes and keep purchases to a minimum, using these cost savings to save up or invest instead

My favourite #WFH money hack is cancelling my monthly gym membership of $180 and creating my own workout plan using free workout videos on Youtube & Sunrise-in-the-city virtual workouts which cost me $0. I’m surprised to be able to find Les Milles body combat and body pump workouts online for free, these are fully booked classes at gyms - score! Its been 6 months and I’ve saved $1080 to date! The best part about #WFH is using my commute time for workouts

My favourite #WFH money hacks would be:

1. Staying at home as much as possible (#stayhomestaysafe) which cuts down on my transportation cost.

2. Staying at home also allows me to do what I enjoy most: cooking! This really helps save a ton of money not just for myself, but for my family members as well - minimising the need/want to dabao/order delivery.

3. Turning (newfound) hobbies into money saving strategies. For an instance, I used to spend a lot of money on store bought Kombucha but I now brew them my own from Scobys I got for free from friends and ingredients that are low cost!

I group buy / buy in bulk with my neighbours on meals (e.g. hawker food) and groceries to save on delivery cost, and traveling time.

I'd like to share that the best money hack is understanding my own spending habit.

During #WFH and given the pandemic situation, I become more aware that spending wisely is a must. So what I did is categorize first the items I'm planning to buy into needs and wants.

If it's a "want", I will look around the internet first for on-going promotions, or wait for 7.7, 8.8, 9.9 before purchasing. More often than not, when those days come, I already changed my mind and delete it to my cart already

If it's a need and requires immediate purchase, I would atleast check which payment method will give me a better deal. Is it DBS visa cashback, DBS paylah as I am on multiplier (salary+paylah), or is it using fave, gpay, etc.