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HeyAnna administrators Should we take out a renovation loan?
My husband and I are looking forward to getting the keys to our BTO by the end of this year. We're excited to renovate and design our space but have different ideas on how to get this done.
I want to have the entire flat renovated and fixed in one go which would mean taking up a renovation loan. He on the other hand would prefer to spread out the expenses and renovate room by room.
Needing some outside advice here... What would you do?
Replies
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It may be inconvenient to renovate one room at a time. Suggest to talk it out, plan it well and renovate the entire house at one go. There will be debt, but think about the lack of interuptions once you move in, versus moving in and out when it has to be renovated bit by bit. When you talk stuff out, best to align your priorities - debt, peace of mind, other material matters. All the best!
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