I tend to shop online using Shopee, so I will add my items to cart and wait to checkout on Thursdays. I get $10 off as DBS/POSB is the bank of the day on Thursdays
Before I started working, I have a DBS multiplier account and have eligible transactions through PayLah to enjoy higher interest.
Now I started working, I deposit my salary into DBS Multiplier account, have my credit card and insurance transactions paid through my Multiplier account to enjoy even higher interest rates. I also have setup a monthly deposit to the SAYE account to enjoy an extra 2% p.a. interest. This setup maximise my interest income