My Tip : (Re) Budgeting....

Take the time to review how your cash flow has changed while working from home. Go over the past few months of bills to see how your spending has changed from before WFH. This will help you understand if you actually are saving more money or just redirecting your spending to other categories.

In short, budgeting means awareness !!!

You need to be aware of where your money is going and how much you are spending in light of now working from home. Factor in your rent, car payment, food expenses, subscription services, and entertainment costs. The math is simple. You cannot build wealth if you spend as much or more than you make.

We are lucky that the restrictions were lifted in time for my family's wedding event - simply can't wait to celebrate at the solemnization + wedding of the century and bask in the happy occasion with the closest family and friends after being "cooped up" for so long ..... - to finally experience some semblance of a "normal" life amidst a "modified" SG56 "Toasting" and "Yam Seng" session during the wedding reception

My Tip : (Re) Budgeting....

Take the time to review how your cash flow has changed while working from home. Go over the past few months of bills to see how your spending has changed from before WFH. This will help you understand if you actually are saving more money or just redirecting your spending to other categories.

In short, budgeting means awareness !!!

You need to be aware of where your money is going and how much you are spending in light of now working from home. Factor in your rent, car payment, food expenses, subscription services, and entertainment costs. The math is simple. You cannot build wealth if you spend as much or more than you make.