Hello, folks! Our DBS B'day contest is now closed and we have our winners! All your submissions were fun to read - you guys are so creative!

Congratulations, @koolk1d , @Rohith , @Shineaslights, @brownbear32, @Contactcookie, @Nick, @Gnauhceey for the best guesses!

Not to forget, some honorable mentions to celebrate your creativity @Alphaalpha, @Paulcsc, @3xistence.

All 10 of you will receive limited edition community swag: 'The Burrow' branded invisible laptop stand! We will contact you via your DBS-registered email by Monday, 19 July 2021. Lookout for that!

#hearitfirst! Last year, over 100+ of you shared your first insurance journey.

Because of you, we kick-started development for a brand new starter pack that provides:

1. Essential coverage ️
2. Low premiums ️
   The next gen of first-insurance-buyers will thank you! 🤩

Be one of the first 30 to help share your thoughts here <forms.office.com/r/s4XC0bwU55> to stand a chance for more food-deliveries with a $10 foodpanda voucher*!

*Terms and Conditions apply. Applicable for use only with DBS/POSB Cards.

Some of you might have joined our little bingo challenge last year.<bit.ly/2SJcly6> Excited to introduce an exciting new update, bigger and better than ever:

DBS Bingo go.dbs.com/365zoWS

3 different 'patterns' to win

1. Complete D, B, S, or X (DBS Spark)
2. The traditional 5 consecutive tiles
3. Weekly wildcard challenges

Bingo tile actions you have completed from 1 Jan - 31 Jul 2021 will be counted, so you might already be way ahead of the game!

• Submit as many times as you want
  Winners will be selected via a lucky draw - the more times you submit, the higher your chances of winning!

The Burrow Exclusive - Secure a SURE WIN gift!
Submitting your completed bingo?

• Click on 'SAVE YOUR BOARD AND SHARE IT WITH FRIENDS!' on the main Bingo site to save the Bingo picture.
• Submit your completed Bingo card in this thread. One completed card is one entry!

The top 2 members with the most number of BINGO boards shared below will receive S$60 Takashimaya vouchers!

Make sure to check back on this thread to not miss out, as we'll be posting all bingo-related updates here.

Did you know?
You can create a 'The Burrow' tile on your mobile device to easily come back and engage in the conversations you love easily. Check out the steps below!

Hello @Winwin ! No I am not a bot...heh. Apologise for the slow replies as it's our small team squirrelling away to answer each and every one of you.

In the meantime, so happy you're back! We do seek your patience - more to come including exclusive AMAs with some product experts...keep your eyes peeled.

Announcements
Find #hearitfirst updates from our community managers, get first dibs on banking news, and even partake in a special project or two whenever they come along. Keep your eyes peeled here!

Improve How I Manage My Money
Looking for budget 101 help? Just can't seem to grow your savings any further? Start a conversation here or feel free to dish some experiences of your own!

Grow & Protect My Nest Egg
Whether you have idle funds you'd like to optimise, or looking for advice to get covered against the unforeseen - you're in the right place.

My Home and I
Building your own sanctuary is a dream. Now let's talk about the realities: everything it costs to get there.

Ready for Retirement
Your golden years may still be a diamond in the rough. Let's chat about everything from government schemes to estate planning, and help you reach that future you deserve.

Kids & Family Matters
Parents, assemble! Trade tips on growing wealth as a family, teaching good financial literacy habits to your kids...and support one another through the good and not-so-good times!

Banking Help & Support
Need a little help with your banking? Drop your questions here and our friendly Customer Service Team will get back to you ASAP.

Did you know? We have self-help AND digital banking resources that may just have what you need as well:

1️⃣ Self Service <go.dbs.com/selfservice-tbw>
2️⃣ Help & Support Guides <go.dbs.com/helpsupport-tbw>
3️⃣ Digital banking services <go.dbs.com/digiservices-tbw>

Everything Fun
We're a community that knows how to have a good time. Get first dibs on contests, giveaways and events here. They're community exclusives, so make sure to invite a new family member/friend to come join The Burrow!

Thank you all for your amazing submissions! Because the competition is super tight with everyone's good feedback AND hacks, the Community Team will be taking 1 more day to deliberate the responses.

Winner will be announced via this thread by 13 August 2021 and notified via your bank-registered email. Good luck!

Our quick-fire contest is now closed! One abbreviation that surprisingly got you was ROI. Check out the jargon breakdown HERE. #themoreyouknow

Congratulations our first 30 members with the correct answers! Winners will be contacted by 19 July 2021 via their DBS-registered email. Make sure to check your inbox!

@HA
@damz
@Chuanbin
@mint
@ak
@Hicksian
@Qirui
@brownbear32
@bryan
@Twz
@KevinTan
@Heidi
@ChrisChc
@TC
@sjh1993
@msixism
@Audreykjy
@falabella
@abraham
@Eugene
@Rohith
@jeegley
@Meaning
@Evansusu
@suren
@nic
@jztoh
@Gladys97
@Jasmine
@GL

Note: This contest is exclusively for new Burrow members who joined us from the 'DBS For Young Adults' Telegram channel. But anyone is free to share their thoughts!

To celebrate our Telegram channel's 1st birthday, we're giving away a S$10 eCapitaVoucher to the first 50 Telegram friends who share...

What is the NUMBER ONE money lesson you hope to learn? Comment below!

Only for the first 50 'DBS For Young Adults' Telegram subscribers who register as a new The Burrow member as of 28 Jun 2021, 07:00PM. Contest closes 11:59PM on 30 Jun 2021. Eligible winners will be contacted via email by 30 Jun 2021. Community Managers reserve the right to determine the eligibility of Participants.

Hi fellow young adults! Rent or buy? The decision is an eternal real estate debate and it's made more complex as both have robust advantages and disadvantages.

Had an interesting chat with my friends over the weekend regarding the matter post announcement of the property cooling measures and i'd like to know what your thoughts are!

Are you team buy or team rent, and why? Make your case by 27th Dec and you might just get a lil' voucher!

Here's a guide we have to renting or buying your first home: Click here!

Hi @Di, @Bidhan , and @vman ,

I'm afraid the community has no access to view account info or requests. If you've submitted a fee waiver request, the results are usually ready 3-5 days after and are sent to customers through email or SMS.

Here's the link to the guide we have for our members. Do keep in mind that the requests are all subject to approval.

https://www.dbs.com.sg/personal/community/category/7/banking-help-support

Hey there @Malcolm, it's the DBS & POSB only community. Members are free to ask questions or share thoughts on all things financial planning.

We're developing other features for members on this space so stay tuned. In the meantime, let us know what other helpful functions or content you think we should have in our community.

Here for the DBS Young Adults #Refer&Win Contest? Grab the full T&Cs here.

Terms and Conditions for DBS Young Adults Telegram “Refer & Win” Community Contest (“Terms and Conditions”)

1. The “Refer & Win Giveaway” Community Contest (“Contest”) by DBS & POSB Communities is valid from 2 Sep 2022 until 25 Sep 2022 (“Contest Period”). Both dates are inclusive.

2. To be eligible, members must be subscribed to the @dbsforyoungadults telegram channel & verify (“identify”) themselves as a part of any one of the following communities by completing this online form: http://go.dbs.com/community-identify

• (Facebook) The Burrow by DBS

• (Facebook) POSB Parents

• (Telegram) DBS For Young Adults

3. Three (3) winners from the @dbsforyoungadults Telegram channel by DBS will each receive a prize depending on their number of successful referrals.

• An Apple iPad (worth $499)

• A Logitech Mouse – MX Master 3S (worth S$169)

• Takashimaya vouchers (worth S$100)

4. Each qualifying member is only eligible to win one (1) prize throughout the contest period.

5. Only members currently residing in Singapore are eligible to win.

6. Eligible members will be contacted via their DBS registered email and receive their prize no later than one (1) month after the contest end date (25 Sep 2022).

7. The prizes are non-exchangeable and not redeemable for cash.

8. DBS’ decision on all matters relating to the community contest shall be final. No correspondence or claims will be entertained.

9. DBS may vary these Terms and Conditions or suspend or terminate the Promotion without any notice or liability to any party.

10. By participating in this contest, you agree to be bound by the DBS Privacy Policy.

https://www.youtube.com/watch?v=p1H7PbER1wI

Hey @Littlewonton! Here's the code ==> BURROW100

We have it parked in the FB community but will have it here for others to be able to view just in case.

Thanks for reaching out in this platform!

Eating is our favorite hobby, and now we get to feast at our treasured hawker stalls AND get rewarded? #YESPLS ️

From now till 31 May, collect 2 stamps and receive instant cashback in your PayLah! account when you dine at selected hawker stalls in the North, North-East, and East regions.

️Get info on participating hawkers & this tasty deal here:<go.dbs.com/tbwstampcard2>

Hi fellow young adults! Rent or buy? The decision is an eternal real estate debate and it's made more complex as both have robust advantages and disadvantages.

Had an interesting chat with my friends over the weekend regarding the matter post announcement of the property cooling measures and i'd like to know what your thoughts are!

Are you team buy or team rent, and why? Make your case by 27th Dec and you might just get a lil' voucher!

Here's a guide we have to renting or buying your first home: Click here!

Would you get it

We’re so happy you guys had this chance to get your home and home-loan related questions answered by our DBS Property Marketplace team. This AMA may be over, but you can still ask questions and carry on with discussions here on The Burrow.

To the members tagged in this message, don’t forget to email us at [email protected] by 17 SEP 2021 using you’re bank registered email address so we can send you your gift. Thanks to everyone who participated! #GrowWithTheBurrow

@UncleSam
@Marcus
@Wc
@bryan
@GEORGESIM98
@jeegley
@coldkohmew
@ihuazai
@Kuutti
@Nerdry

My husband and I are looking forward to getting the keys to our BTO by the end of this year. We're excited to renovate and design our space but have different ideas on how to get this done.

I want to have the entire flat renovated and fixed in one go which would mean taking up a renovation loan. He on the other hand would prefer to spread out the expenses and renovate room by room.

Needing some outside advice here... What would you do?