My money hack is WATER!!
Every time I'm tempted to reward myself with bubble tea or Starbucks, I remind myself that the reason why those are rewards are because they're cold, and not for the coffee nor the sugar. So I then walk myself to the fridge and get a whole mug of water with many, many ice cubes instead!! Saves me at least $8 of Starbucks money, twice a week, since WFH started 3 months ago!!

Used to spend at least $200/month on meals at work in the CBD!! Now that it's WFH, I follow my family out to buy groceries on weekends and home-cook my lunches instead. It's saved me at least $100 per month :)) preparing meals during the weekend, ahead of the work week, also prevents the temptation to Grab food, saving yet another $20-25 per WEEK! No more excuses for myself like "it's faster", or "it's more convenient"!

Used to spend at least $200/month on meals at work in the CBD!! Now that it's WFH, I follow my family out to buy groceries on weekends and home-cook my lunches instead. It's saved me at least $100 per month :)) preparing meals during the weekend, ahead of the work week, also prevents the temptation to Grab food, saving yet another $20-25 per WEEK! No more excuses for myself like "it's faster", or "it's more convenient"!

My money hack is WATER!!
Every time I'm tempted to reward myself with bubble tea or Starbucks, I remind myself that the reason why those are rewards are because they're cold, and not for the coffee nor the sugar. So I then walk myself to the fridge and get a whole mug of water with many, many ice cubes instead!! Saves me at least $8 of Starbucks money, twice a week, since WFH started 3 months ago!!