I see, but there are also many who are earning very low income hence need their spouses to help top up their RA. To encourage topping up, should remove such restrictions.
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0 4Tax Relief for topping up your spouse RA
Come across a clause in CPF website stating if you top up your spouse RA and your spouse earned more than $4000 in previous year, you will not be eligible for income tax relief, I don't understand the rationale behind this policy, can someone please to enlighten?