To qualify as a #WFH money hack, I feel it has to be one was possible as a result of wfh, so I commend and kudos to those who shared abt ur home cooking journeys and the associated savings w DIYing while I feel that money hacks cannot be at the expense of others like how some are suggesting, eg hawkers and f&b establishments who are surviving on thin margins, food deliver riders making an earning, when we think we save more by certain actions, these groups of people will earn less
so consider again if what we are doing is a thoughtful money hack
As for my #WFH money hack, I have started to order tingkat catering for my family for fixed days of the week, it offers healthy options, free delivery to your doorstep, less food and transport wastage being orders are consolidated and prepared in a central location, and help my family save time and cost on travelling and reduce exposure for my elderly parents as they no longer need to leave the house as frequently to buy grocery or do takeways. Moreover, you can save even more if u opt for longer term subscriptions. Do look up Fresher Diners.
Wfh has also given me opportunities to support more home based businesses in the areas of food and fashion. There's a lot of variety and personalisation offered and also a chance for me to speak to them and learn abt their stories, and hear how some are supporting worthy causes. It is a money hack bcos I get to buy items at higher quality and last longer than mass produced items and food wise I know Im getting more quality and fresher ingredients as they are prepared when there is demand. I also see this as a way of supporting them in their #WFH money hack since they wld have pivoted to a Wfh setting - a win win scenario for all. Checkout Project Cookoh!
Finally, with wfh, I do my grocery shopping online and here are few tips:
- find out the min spend for free delivery (can choose 'eco-friendlier' time slots if u r always home) and consolidate or pooling your orders for your family and maybe your eldery neighbors
- look out for bundled deals on the site and certain brand, credit card or partner (Safra, Passion Card) promo codes, you can use app like Price Kaki to compare or get an idea of prices for individual items
- use services like Shopback to get a couple of % extra savings
- if no hurry, make your orders on sales dates like 8.8, 9.9, DBS has a 8.8 special for online spend and with certain online retailers
- look out for the banner and notification where they either give free samples or PwP items per order
Anyway, all the best, take care and stay safe everyone! Happy discovering new money hacks, and if possible think of them in a more thoughtful and holistic way, benefiting more than just yourself!