At a Glance

Get a head-start with a welcome bonus in the first policy year, and enjoy yearly loyalty bonus after the end of your chosen Minimum Investment Period1

 

Option to choose a Minimum Investment Period1 of 3, 5 or 10 years

 

Enjoy flexibility in varying your regular basic premium2 , partial withdrawal3 and top up your account value at any time

 

When it comes to building your wealth, nothing beats access and flexibility. That’s why, Manulife SmartWealth (II) – a whole-life Regular Premium Investment-linked Insurance Plan, allows you to build and diversify your portfolio from a wide range of funds.

Contact me

 

Features & Benefits

Welcome Bonus
  • Get a head-start with a welcome bonus in the first policy year, in the form of additional units
Make Your Investment Work Harder
  • 100% of regular basic premium paid will be used to purchase fund(s) units
Plan Options
  • Choose from a Minimum Investment Period1 (MIP) of 3, 5, or 10 years
Waiver of Future Basic Premiums
  • In the unforeseen event of total and permanent disability, up to the end of your chosen Minimum Investment Period1
Loyalty Bonus
  • Enjoy yearly loyalty bonus after the end of your chosen Minimum Investment Period1
Flexibility
  • Enjoy flexibility in varying your regular basic premium2 , partial withdrawal3 and top up your account value at any time
Coverage
  • Be covered against death at the higher of 105% of total premiums paid4 or account value
Optional Add-Ons
  • Get additional protection with optional cancer coverage and payor benefit
 

How it works

 

How to apply

Contact me Talk to our Wealth Planning Managers
Visit Branch Visit any of our branches

Footnotes

1 Minimum Investment Period refers to the period of time starting from the policy inception whereby surrender charges will be imposed if full surrender of the policy takes place. It is selected by policy owner at inception and cannot be changed thereafter.

2 Flexibility to reduce the regular basic premium after the Minimum Investment Period for MIP 3 years and 5 years. As for MIP 10 years, you have the flexibility to reduce the regular basic premium from policy year 4.

3 Partial withdrawal charge applies if you request for partial withdrawal during the chosen Minimum Investment Period.

4 Total premiums paid refers to the total basic premiums paid plus any top-up premium, less any withdrawals.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 2 January 2019.

DBS Insurance Important Notes

 

Easier Way To Multiply Your Money

Already crediting your salary with us? Earn up to 3.80% p.a. interest on your DBS Multiplier Account when you purchase selected insurance plans with us or transact in other eligible categories.

Find out more here.

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