Why refinance with DBS?

Lower than HDB

concessionary loan rates

Protection against

sudden loss of income and unfortunate events with Home Payment Care

Earn up to

3.00% p.a on your savings with the DBS Multiplier
No minimum salary, no minimum credit card spend. Multiply your money today!

Apply now


Exclusive Online Promotion

Refinance with us from 22 May to 11  July 2021 and enjoy higher cash reward when you apply online.
click here to learn more!

A Quick Comparison

  DBS HDB Loan HDB Concessionary Loan
Interest Rates

1.00% p.a. to 1.40% p.a.

2.6% p.a.
Prevailing CPF rate of 2.5% + 0.1% p.a.
Maximum Loan Amount
(For OTP dated 6 July 2018 and after)
Up to 75%
of purchase price or market value, whichever is lower
Up to 90%
of purchase price or market value, whichever is lower
Downpayment 25%
of purchase price or market value, whichever is lower
10%
of purchase price or market value, whichever is lower
CPF & Cash Upfront 20% CPF + minimum 5% cash payment 10% CPF + no minimum cash payment

Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is 0.200% p.a. currently.

Click here to find out how you can achieve greater savings on your HDB loan with DBS HDB Loan.

 

Interest Rates

Apply for a DBS Home Loan online, anytime, anywhere. Enjoy attractive fixed and floating rates today!

 

5 Simple Steps to More Savings

 

Some Handy Tips and Tools

Home Loan Repayment Calculator

Find out your detailed monthly repayment schedule and calculate your savings when you refinance your HDB Loan with us ​

Calculate

Home Loan Savings Calculator

Find out your potential home loan savings when you refinance your HDB loan with us

Calculate

 

How to apply

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


You are
 
Temporary Occupation Permit (TOP) Date refers to the time when construction is completed and a property is ready to be occupied.

Information on TOP date is available on HDB website
Your property type is
The purchase will be made:
Your current loan is:
You are looking to:


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