Mortgage Resources & Tools

First Time Buyer Resource

The home buying process simplified into easy steps

First Time Buyer Resource

The home buying process needn’t be complicated and overwhelming — let us walk you through the steps.

Product Details

  • Determine how much you can afford. Talk to us about upfront costs, ongoing mortgage instalments,Expenses, Mortgage Servicing Ratio (MSR) for buyers of Executive Condominium, Total Debt Servicing Ratio (TDSR), Loan to value (LTV) ratio and Loan tenure.
  • Discuss your home loan options with us and choose the best one for you
  • Make an offer to the seller after finding out more relevant information by using our DBS Home Connect app
  • Apply for a home loan with us
  • Meet your lawyer
  • Obtain a formal property valuation
  • Pay legal fees; collect your keys
  • Determine how much you can afford. Talk to us about Mortgage Servicing Ratio (MSR), Total Debt Servicing Ratio (TDSR), Loan to value (LTV) ratio and Loan tenure.
  • Submit your flat application; receive outcome
  • Book a flat
  • Apply for a loan with us and get your letter of offer
  • Sign agreement for lease and collection of keys
  • Determine how much you can afford. Talk to us about Mortgage Servicing Ratio (MSR), Total Debt Servicing Ratio (TDSR), Loan to value (LTV) ratio and Loan tenure.
  • Obtain an Option to Purchase after agreeing on a price with the seller. Use our DBS Home Connect app as you make your informed decision
  • Get flat valuation
  • Apply for a loan with us and get your letter of offer
  • Exercise option to purchase and submit resale application to HDB
  • Make your appointment with HDB to collect your keys

Ready to get your new home? DBS Home Connect  TM , your personal assistant will take you through all the steps of buying a new home from budgeting and comparing prices to checking out the neighbourhood. Download DBS Home Connect™ now!

       

How to Apply

  • Have our Home Advice Specialist contact you

    Contact me

  • Call us at 6333 0033 (Mon to Fri 9 am to 5pm/Sat 9am to 12.30pm)

  • Visit any of our branches