At a Glance

Need extra cash upfront urgently? Apply easily on digibank app. It’s the simpler, smoother way to get to your cash. So you can attend to your needs sooner.

Quicker access, shorter process

Speed up your application journey on digibank with pre-filled forms. No stops. No road bumps. No detours.

Apply anytime, anywhere

Online application made more convenient and accessible.
Just 3 steps to access cash for your urgent needs.

What’s the difference between Balance Transfer and Personal Loan?

*The effective interest rate is calculated taking into consideration the administration fee and based on the assumption of a minimum monthly payment of: 2.5% for Cashline / 3% for DBS/POSB Credit Card(s) of the outstanding and full payment in the final month of the tenure.

^EIR: Effective Interest Rate – based on 60-months loan tenure and inclusive of 1% processing fee (for Applied Interest Rate: 2.88% p.a.)

EIR is the true cost of your loan, which is higher than the Applied Interest Rate because the same rate is applied throughout the loan period, based on the original loan amount.

Promotion

Online exclusive! Online exclusive! Apply for DBS Personal Loan today with promo code “POSBPL” and receive up to 2% cashback or Balance Transfer with promo code “DBSBT” and receive 1% cashback, based on your approved loan amount! Valid for loan amount of S$10,000 and above^{^1}

^{1^}Personal Loans up to 2% Cashback Promotion Terms and Conditions apply.. Valid for loan amount of S$10,000 and above. Applications via other channels (i.e Branch sales staff etc.) will not be considered. Promotion ends 30^th June 2022.

¹ Balance Transfer 1% Cashback Promotion Terms and Conditions apply. Valid for loan amount of S$10,000 and above. Applications via other channels (i.e Branch sales staff etc.) will not be considered. Promotion ends 30^th June 2022.

Skip the wait with digibank

Download DBS digibank app now