Limited time promotion!

Receive up to S$108 cashback* when you apply for DBS Cashline and start using it!

How to be eligible for S$108 cashback?
Step 1. Successfully apply for a Cashline account Get S$28 cashback
Step 2. Use and accumulate S$850 outstanding balances in the first 2 consecutive months Get additional S$80 cashback

The accumulated usage amount of minimum S$850 must be reflected as outstanding balances as of statement dates.

Example: Cashline is approved on 10 March;

1. Customer makes a fund transfer of S$750 and reflected as outstanding balances in March statement and makes another fund transfer of S$100 and reflected as outstanding balances in April statement; or

2. Customer makes a fund transfer of S$850 and reflected as outstanding balances in March or April statement.


Did you know?

  • DBS Cashline is a stand-by line of credit which gives you access to funds instantly 24/7, anywhere, anytime!
  • Pay only for what you use with interest rate as low as 0.06%^ per day (no fee charge for usage)
  • Flexible monthly repayment at 2.5% of outstanding balance or S$50, whichever is higher
  • No fixed tenure and No early repayment fee!

Promotion ends 31 December 2019.


Apply for Cashline online now in just 3 simple steps

Step 1: Click on the “Apply online now” button”
Step 2: Attach your income documents
Step 3: Submit the application online

Apply online now

MyInfo logo

New feature! - Enjoy less hassle and skip the need to provide income documents when you retrieve your personal information via MyInfo.


How to Use

With the granted credit limit, you can withdraw cash from Cashline account in these few ways:

 
Digibank app

Perform Online Transfers or Bill Payments with Internet Banking or Digibank app.

  • Select Transfer > Choose transfer options > Choose Cashline as the account to transfer.
  • Select Pay Bills > Choose billing organization > Choose Cashline as the account to transfer.
Digibank app

Withdraw cash from Cashline from the ATM Card given.

  • An ATM Card and PIN mailer will be sent separately. Please activate the ATM card based on instructions on the letter.
  • After changing the PIN number, ATM card can be used to withdraw cash from any DBS/POSB ATM.
Digibank app

NETS transaction from Cashline ATM Card

  • You can purchase items through NETS using your Cashline ATM Card. Amount will be from the Cashline available credit limit.


Illustration# on Using Cashline
John applied for a Cashline account and is approved with a credit limit of S$10,000.
He withdraws S$3,000 from his Cashline and pays back in 30 days.

Cash from Cashline Account
- Cashline interest rate^: 20.5% per annum
- Interest after 30 days: S$3,000 x (30/365) X 20.5% = S$51 Only!

You can view your Cashline details in Internet Banking or Digibank or via your Cashline statement which will be sent to you on monthly basis.

*Promotion Terms and conditions apply. Application must be submitted and approved via self-apply online application platform. Applications via other channels (i.e Telesales or Branch sales staff etc.) will not be considered.

^ Per day interest rate is based on prevailing interest rate of 20.5% p.a.

# Figures are simplified for illustration purposes.

Cashline Terms and conditions apply.

Important Information to Note:

Revision to DBS Cashline Fees and Late Payment Interest Reinstatement Period

Please be informed that with effect from 2 December 2019, the following revisions will apply on your DBS Cashline account(s):

  1. Annual fee will be revised from S$100 to S$120
  2. Late fee will be revised from S$105 to S$120
  3. The period required for the reinstatement of the Late Payment adjusted rate to the Prevailing Interest Rate will be revised from 3 to 4 consecutive minimum payment(s) due made in full on or before the respective payment due dates

Cashline Terms and Conditions (with effect on 02/12/2019)

 

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