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Attractive Home Loan Rates
Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.
Floating Rate Packages
2-Year Lock-in 3M SORA + 0.80% p.a. |
|
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Year 1 to Year 2 |
3M SORA + 0.80% p.a. |
Year 3 and thereafter |
3M SORA + 1.00% p.a. |
Commitment period |
2 Years |
Minimum loan amount |
S$300,000 |
3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 4 May 2022, it is 0.322% p.a.
Find out more on 3M SORA.
2-Year Lock-in FHR6 + 1.30% p.a. |
|
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Year 1 to Year 2 |
FHR6 + 1.30% p.a. |
Year 3 and thereafter |
FHR6 + 1.30% p.a. |
Commitment period |
2 Years |
Minimum loan amount |
S$100,000 |
Special feature |
|
No Lock FHR6 + 1.75% p.a. |
|
---|---|
Year 1 to Year 5 |
FHR6 + 1.75% p.a. |
Year 6 and thereafter |
FHR6 + 1.75% p.a. |
Minimum loan amount |
S$100,000 |
Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is currently at 0.200%.
Fixed Rate Packages
Designed for customers who prefer stability and certainty in their monthly instalment.
2-Year Fixed 2.45% p.a. |
|
---|---|
Year 1 to Year 2 |
2.45% p.a. |
Year 3 and thereafter |
3M SORA + 1.50% p.a. |
Minimum loan amount |
S$300,000 |
Special feature |
1 free conversion after 24 months from the date of first disbursement, so you can reprice your home loan at no cost. |
3-Year Fixed-Flexi 2.60% p.a. |
|
---|---|
Year 1 to Year 3 |
2.60% p.a. |
Year 4 and thereafter |
3M SORA + 1.50% p.a. |
Minimum loan amount |
S$300,000 |
Special feature |
1 free conversion after 24 months from the date of first disbursement, so you can reprice your home loan at no cost. |
5-Year Fixed 2.05% p.a. (Exclusively for HDB Homeowners) |
|
---|---|
Year 1 to Year 5 |
2.05% p.a. |
Year 6 and thereafter |
FHR6 + 1.60% p.a. |
Minimum loan amount |
S$200,000 |
Special features |
|
Bridging loan
Bridging loan
For purchase of all residential properties Prime Rate Floating Rate Package |
No Lock-in |
---|---|
Up to 6 months | 4.25% p.a. |
No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.