Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.

 

2-Year Lock-in 3M SORA + 0.80% p.a.

Year 1 to Year 2

3M SORA + 0.80% p.a. 

Year 3 and thereafter

3M SORA + 1.00% p.a. 

Commitment period

2 Years

Minimum loan amount

S$300,000

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website.  As at 4 May 2022, it is 0.322% p.a.
Find out more on 3M SORA.

We offer 2-year lock-in FHR packages.

2-Year Lock-in FHR6 + 1.30% p.a.

Year 1 to Year 2

FHR6 + 1.30% p.a.

Year 3 and thereafter

FHR6 + 1.30% p.a.

Commitment period

2 Years

Minimum loan amount

S$100,000

Special feature

  • Waiver of commitment fee due to sale of property
  • 1 free conversion after 6 months from the date of first disbursement, so you can reprice your home loan at no cost

No Lock FHR6 + 1.75% p.a.

Year 1 to Year 5

FHR6 + 1.75% p.a.

Year 6 and thereafter

FHR6 + 1.75% p.a.

Minimum loan amount

S$100,000

Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is currently at 0.200%.

 

Designed for customers who prefer stability and certainty in their monthly instalment.

2-Year Fixed 2.25% p.a.

Year 1 to Year 2

2.25% p.a.

Year 3 and thereafter

3M SORA + 1.50% p.a.

Minimum loan amount

S$300,000

Special feature

1 free conversion after 24 months from the date of first disbursement, so you can reprice your home loan at no cost.

3-Year Fixed-Flexi 2.50% p.a.

Year 1 to Year 3

2.50% p.a.

Year 4 and thereafter

3M SORA + 1.50% p.a.

Minimum loan amount

S$300,000

Special feature

1 free conversion after 24 months from the date of first disbursement, so you can reprice your home loan at no cost.

5-Year Fixed 1.80% p.a. (Exclusively for HDB Homeowners)

Applicable for Refinancing only

Year 1 to Year 5

1.80% p.a.

Year 6 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$200,000

Special features

Waiver of commitment fee due to sale of property

5-Year Fixed 1.95% p.a. with Mortgage Reducing Term Insurance^ (Exclusively for HDB Homeowners)

Applicable for New Purchase only

Year 1 to Year 5

1.95% p.a.

Year 6 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$200,000

Special features

  • 1 free conversion after 60 months from the date of first disbursement, so you can reprice your home loan at no cost.
  • Waiver of commitment fee when you sell the property.

^Promotional package is eligible with purchase of ManuProtect Decreasing, ManuProtect Term, TermProtect or eDecreasingTerm

 

Bridging loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in

Up to 6 months 4.25% p.a.

No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.

For other fees and charges that may be applicable, please refer here.

Apply now