Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.

 

The 2-year, 3-year and 5-year lock-in FHR packages come with a special interest rate cap to protect you against rising interest rate in the future.

2-Year Lock-in FHR6 + 0.80% p.a.

Year 1

FHR6 + 0.80% p.a. (Capped at 1.50% p.a.)

Year 2

FHR6 + 0.90% p.a. (Capped at 1.50% p.a.)

Year 3 and thereafter

FHR6 + 1.00% p.a.

Commitment period

2 Years

Minimum loan amount

S$500,000

Special feature

In the event of rate hikes, interest rate will be capped at 1.50% p.a. during Year 1 and 2.

2-Year Lock-in FHR6 + 0.90% p.a.

Year 1

FHR6 + 0.90% p.a. (Capped at 1.50% p.a.)

Year 2

FHR6 + 0.90% p.a. (Capped at 1.50% p.a.)

Year 3 and thereafter

FHR6 + 1.00% p.a.

Commitment period

2 Years

Minimum loan amount

S$100,000

Special feature

In the event of rate hikes, interest rate will be capped at 1.50% p.a. during Year 1 and 2.

3-Year Lock-in FHR6 + 0.80% p.a.

Year 1

FHR6 + 0.80% p.a. (Capped at 1.80% p.a.)

Year 2

FHR6 + 0.85% p.a. (Capped at 1.80% p.a.)

Year 3 and thereafter

FHR6 + 0.90% p.a. (Capped at 1.80% p.a.)

Year 4 and thereafter

FHR6 + 1.00% p.a.

Commitment period

3 Years

Minimum loan amount

S$100,000

Special feature

In the event of rate hikes, interest rate will be capped at 1.80% p.a. during Year 1 to 3.

5-Year Lock-in FHR6 + 0.80% p.a.

Year 1

FHR6 + 0.80% p.a. (Capped at 2.30% p.a.)

Year 2-5

FHR6 + 1.00% p.a. (Capped at 2.30% p.a.)

Year 6 and thereafter

FHR6 + 1.00% p.a.

Commitment period

5 Years

Minimum loan amount

S$100,000

Special features

  • In the event of rate hikes, interest rate will be capped at 2.30% p.a. during Year 1 to 5.
  • No Prepayment fees when you choose to partial prepay your loan.
  • Waiver of commitment fee when you sell the property.

No Lock FHR6 + 1.60% p.a.

Year 1 to Year 5

FHR6 + 1.60% p.a.

Year 6 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$100,000

2-Year Lock-in 3M SORA + 0.80% p.a.

Year 1 to Year 2

3M SORA + 0.80% p.a.

Year 3 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$500,000

 

Designed for customers who prefers stability and certainty in the monthly instalment.

2-Year Fixed 1.30% p.a.

Year 1 to Year 2

1.30% p.a.

Year 3 and thereafter

FHR6 + 1.60% p.a.

Minimum loan amount

S$100,000

Special feature

1 free conversion after 24 months from the date of first disbursement, so you can reprice your home loan at no cost.

3-Year Fixed 1.65% p.a.

Year 1 to Year 3

1.65% p.a.

Year 4 and thereafter

FHR6 + 1.80% p.a.

Minimum loan amount

S$100,000

Special feature

1 free conversion after 36 months from the date of first disbursement, so you can reprice your home loan at no cost.

5-Year Fixed-Flexi 1.95% p.a.

Year 1 to Year 5

1.95% p.a.

Year 6 and thereafter

FHR6 + 1.80% p.a.

Minimum loan amount

S$100,000

Special features

  • 1 free conversion after 30 months from the date of first disbursement, so you can reprice your home loan at no cost.
  • Waiver of commitment fee when you sell the property.
  • No Prepayment fees when you choose to partial prepay your loan.

5-Year Fixed 1.65% p.a. (Exclusively for HDB Homeowners)

Year 1 to Year 5

1.65% p.a.

Year 6 and thereafter

FHR6 + 1.80% p.a.

Minimum loan amount

S$200,000

Special features

1 free conversion after 60 months from the date of first disbursement, so you can reprice your home loan at no cost.

 

Bridging loan

For purchase of all residential properties
Prime Rate
Floating Rate Package

No Lock-in

Up to 6 months 4.25% p.a.

No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.

For other fees and charges that may be applicable, please refer here.

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