Home Loan Rates

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Rates are applicable for residential properties, quoted on per annum basis and are subject to change without prior notice.

For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates capped at 1.68% p.a. for 2 years

Year 1 FHR9 + 1.13%
Year 2 and thereafter FHR9 + 1.13%

2-year lock-in period. Be protected from interest rate surprises with interest rate capped at 1.68% p.a. for the first 2 years. Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.
For refinancing of home loan, cash rebate is given for loan amount of $100,000 or more if you apply online!



For purchase of property under construction
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR9 + 1.25%
Year 2 FHR9 + 1.25%
Year 3 FHR9 + 1.25%
Year 4 and thereafter FHR9 + 1.25%

No lock-in period. Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.
For refinancing of home loan, cash rebate is given for loan amount of $100,000 or more if you apply online!



For purchase/ refinance of property
(Exclusive for Treasures/TPC clients)
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR9 + 1.03%
Year 2 FHR9 + 1.03%
Year 3 FHR9 + 1.03%
Year 4 and thereafter FHR9 + 1.03%

2-year lock-in period. Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.
For refinancing of home loan, cash rebate is given for loan amount of $100,000 or more if you apply online!



Fixed Rate Package

3 Year Lock-in

Year 1 1.68%
Year 2 1.68%
Year 3 1.68%
Year 4 and thereafter FHR9 + 1.55%

Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.
For refinancing of home loan, cash rebate is given for loan amount of $100,000 or more if you apply online!


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