Home Loan Rates

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Rates are applicable for residential properties, quoted on per annum basis and are subject to change without prior notice.

Fixed Rate Package

2 Year Lock-in

Year 1 1.40%
Year 2 1.40%
Year 3 and thereafter FHR9 + 1.15%

Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum. For refinancing of home loan, cash rebate is given for loan amount of $500,000 or more.

For purchase of property under construction
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR9 + 1.15%
Year 2 FHR9 + 1.25%
Year 3 FHR9 + 1.25%
Year 4 and thereafter FHR9 + 1.25%

No lock-in period. Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.



For purchase/ refinance of property
Fixed Deposit Home Rate (FHR)
Floating Rate Package

Rates

Year 1 FHR9 + 1.15%
Year 2 FHR9 + 1.25%
Year 3 FHR9 + 1.25%
Year 4 and thereafter FHR9 + 1.25%

2-year lock-in period. Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.
For refinancing of home loan, cash rebate is given for loan amount of $500,000 or more.



For refinance of HDB Loan
Floating Rate Package

Rates

Year 1 FHR9 + 1.35%
Year 2 FHR9 + 1.35%
Year 3 FHR9 + 1.35%
Year 4 and thereafter FHR9 + 1.35%

No lock-in period. Fixed Deposit Home Rate(FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.
No legal and valuation fee payable.


For refinance of HDB Loan
Fixed Rate Package

2 Year Lock-in

Year 1 1.70%
Year 2 1.70%
Year 3 FHR9 + 1.60%
Year 4 and thereafter FHR9 + 1.60%

Fixed Deposit Home Rate(FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.No legal and valuation fee payable.


For refinance of HDB Loan
Fixed Rate Package

3 Year Lock-in

Year 1 1.80%
Year 2 1.80%
Year 3 1.80%
Year 4 and thereafter FHR9 + 1.60%

Fixed Deposit Home Rate(FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum. No legal and valuation fee payable.


For refinance of HDB Loan
Fixed Rate Package

4 Year Lock-in

Year 1 1.80%
Year 2 1.80%
Year 3 1.80%
Year 4 1.80%
Year 5 and thereafter FHR9 + 1.60%

Fixed Deposit Home Rate (FHR9) refers to the prevailing 9 months Singapore dollar fixed deposit interest rate of DBS Bank for amounts within $1,000 to $9,999 or such other sum as we may specify. The current FHR9 is 0.250% per annum.
No legal and valuation fee payable.


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