Benefits of DBS/POSB Loyalty Dollars

You can use your Daily$, SAFRA$ and HomeTeamNS$ to make redemptions and offset your purchases.

Banking Part of: Guides > Go Shopping with DBS

Daily$, SAFRA$ and HomeTeamNS$ refers to loyalty dollars awarded for POSB Everyday Card, SAFRA DBS Credit/Debit Card and HomeTeamNS-PAssion-POSB Debit Card respectively.

Offset Purchases
  • Daily$: Simply offset your purchases on the spot at over 400 participating merchant outlets such as Watsons, Sheng Siong, SPC, StarHub, SP Group, POPULAR Bookstores, Pet Lovers Centre and more.

    To see the full list of participating merchant outlets, click here.
    Alternatively:
    • Log in to DBS Lifestyle app with your digibank User ID and PIN.
    • Select Rewards.
    • Click on your Daily$ and select InstaRewards In-Store from the menu to view the full list of participating merchant outlets.
  • SAFRA$: Simply offset your purchases on the spot at 6 SAFRA Clubs or participating merchants island-wide.
  • HomeTeamNS$: Simply offset your purchases on the spot at all HomeTeamNS clubhouses or participating merchants.
Check Daily$ or SAFRA$ Balance

Using digibank Online (for Daily$ & SAFRA$):

  • Log in to digibank Online with your User ID and PIN.
  • Select Cards and click on Credit Cards Summary.
  • Log in with your 6-Digit iB Secure PIN.
  • Select to view your POSB Everyday Credit Card or SAFRA DBS Credit Card.
  • Click on Modify Search button.
  • Under Statement Type, select Cash Rebate Unbilled.
  • Your Available Daily$ Balance or SAFRA$ Balance can be viewed on the right, above your transaction history respectively.

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Using DBS Lifestyle app (for Daily$ only):

  • Log in to DBS Lifestyle app with your digibank User ID and PIN.
  • On the Home page, you can see your Available Daily$ Balance beside Available Limit.
  • Alternatively, you can see your available Daily$ easily using our Peek Balance feature.
    Simply launch DBS Lifestyle app, click Rewards, then Slide and Hold to the right to check your rewards balance without logging in.

    To set up Peek Balance feature:
    • Log in to DBS Lifestyle app with your digibank User ID and PIN.
    • Select More from the menu bar, then select Settings.
    • Select Personalisation.
    • Turn on Peek Balance and select Daily$. Click Done.

Don't have DBS Lifestyle app?
   

Redemptions
  • Redeem Daily$ or SAFRA$ to offset outstanding balance on POSB Everyday Credit Card or SAFRA DBS Credit Card accounts respectively.
  • Redeem Comfort/CityCab Taxi vouchers (for POSB Everyday Card holders ONLY).
  • Redeem Krisflyer miles with Daily$ or SAFRA$.
  • Redeem SAFRA$ to be credited to the Current/Savings Account linked to your SAFRA DBS Debit Card.

Making a Redemption

Simply login to your digibank Online and start redeeming your rewards:

Alternatively, log in to your DBS Lifestyle app to use your Daily$ to offset your recent purchase via InstaRewards redemption:
  • Log in to DBS Lifestyle app with your digibank User ID and PIN.
  • Select an Eligible Expense on the Home page, or click See All.
  • Select the expense you want to offset with your Daily$.
  • Use the toggle to select the amount you want to offset with the corresponding Daily$.
  • Select Redeem and click OK to confirm.

Note: To perform an InstaRewards transaction, you will need to have a minimum of Daily$1, and the transaction amount should be greater than or equal to $1.


Redemption Turn Around Time

  • Upon successful redemption of Comfort/CityCab Taxi Voucher, a redemption letter will be mailed out within 7 working days.
  • Redemption of Krisflyer miles will take up to 14 working days. All other redemption will take up to 5 working days.
  • A letter of acknowledgement for the Krisflyer miles redemption will be mailed out within 7 working days. Please note that a transaction fee will be charged to the selected Card upon successful redemption.

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Daily$, SAFRA$ and HomeTeamNS$ Expiry

  • There is no expiry date for earned Daily$. Click here for more details
  • SAFRA$ earned in the respective months will expire 12 calendar months from the date it was earned. All expired SAFRA$ will be forfeited. Click here for more details
  • HomeTeamNS$ earned in the respective months will expire 12 calendar months from the date it was earned. All expired HomeTeamNS$ will be forfeited. Click here for more details.

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