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Signature Income (II)
At a Glance
Lifetime of financial certainty
One-time premium for a lifetime of monthly income1
Policy can be transferred2 to your next generation
Peace of mind with guaranteed surrender value
Guaranteed surrender value of 80% of single premium from day 1
Features & Benefits
Gift more to your loved ones with Signature Income (II) – A single premium whole life insurance plan designed to ensure your legacy lasts beyond your generation, while letting you enjoy the life you’ve built.
This plan offers you a host of benefits to increase your policy value while giving you coverage and flexibility.
How to Apply
1 Signature Income (II) provides monthly income either from the 37th policy monthiversary or the 49th policy monthiversary, until the life insured reaches age 120 or until the termination of the policy, whichever is earlier. Once the policy is incepted, the monthly income amount and the policy monthiversary when the monthly income is first paid out cannot be changed. Monthly income consists of guaranteed and non-guaranteed monthly income. The non-guaranteed monthly income is based on illustrated investment rate of return of 4.75% or 3.25% per annum for the participating fund. The actual benefits payable may vary according to the future performance of Manulife’s Participating Fund.
2 Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.
3 The monthly income can be accumulated with Manulife at the prevailing interest rate. The interest rate is subject to change by Manulife with 30 days advance notice to the Policy Owner.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 5 April 2020.
DBS Private Bank Insurance Important Notes