At a Glance

COVID-19 CoverNEW!

Policy is now enhanced to cover medical treatments and hospitalisation resulting from COVID-19

Overseas Medical Expenses for Sickness

Hospitalisation due to sickness covered up to S$50,000 under Platinum Plan

Adventurous Activities Coverage

Including bungee jumping, sky diving, skiing, jet skiing and more for all plans

The Overseas Student Protect plan is tailored for students travelling overseas to study. Studying far away from home, the last thing your loved ones should have to worry about is your safety. Let them have that peace of mind knowing that should something happen, you are covered.

 

Get a Quote

By clicking the “Quote now” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.

 

Features & Benefits

There are a total of 27 benefits under Overseas Student Protect, enhanced with COVID-19 cover. View the full list of benefits here.

 

Standard

Deluxe

Platinum

Accidental Medical Expenses

S$10,000

S$20,000

S$50,000

- sub-limit for Traditional Chinese Medicine Expenses (per visit limit: S$500)

S$2,000

S$2,000

S$2,000

- sub-limit for Continuation of Overseas Medical Treatment after Return to Singapore

S$5,000

S$5,000

S$5,000

- sub-limit for Medical Treatment after Return to Singapore

S$2,500

S$2,500

S$2,500

Overseas Medical Expenses for Sickness

Not Covered

S$20,000

S$50,000

- sub-limit for Traditional Chinese Medicine Expenses per Sickness (per visit limit: S$500)

Not Covered

S$2,000

S$2,000

- sub-limit for Overseas Outpatient Medical Expenses (excess per claim: S$100)

Not Covered

S$1,500

S$1,500

Continuation of Overseas Medical Treatment for Sickness after Return to Singapore

Not Covered

S$5,000

S$5,000

- sub-limit for Medical Treatment for Sickness after Return to Singapore

Not Covered

S$2,500

S$2,500


 

Standard

Deluxe

Platinum

Overseas Medical Expenses due to COVID-19

Not Covered

S$20,000

S$50,000

- sub-limit for Overseas Outpatient Medical Expenses (Excess per claim: S$100)

Not Covered

S$1,500

S$1,500

Repatriation of Mortal Remains due to COVID-19

S$100,000

S$200,000

S$200,000

Emergency Medical Evacuation and Repatriation due to COVID-19

S$100,000

S$200,000

S$200,000

Overseas Hospital Confinement due to COVID-19

S$200 per day Maximum S$1,000

S$200 per day Maximum S$2,000

S$200 per day Maximum S$2,000


 

Standard

Deluxe

Platinum

Chubb Assistance Emergency Medical Evacuation

Unlimited

Unlimited

Unlimited

Medical & Travel Assistance Services - provided on referral and/ or arrangement basis

Available

Available

Available


 

Standard

Deluxe

Platinum

Loss of or Damage to Personal Property and Baggage (whilst travelling on Public Conveyance)

S$1,000

S$2,000

S$2,000

- sub-limit per article

S$500

S$500

S$500

Loss of or Damage to Portable Computer and Mobile Device

S$1,000

S$1,000

S$1,000

- sub-limit for Mobile Device

S$200

S$200

S$200

- sub-limit for Portable Computer

S$1,000

S$1,000

S$1,000


 

Standard

Deluxe

Platinum

Adventurous Activities Cover

Covered

Covered

Covered

 

Frequently Asked Questions

View all FAQs here.

No, any expenses related to COVID-19 diagnostic tests, including pre-departure tests and post-arrival tests, are not covered under this benefit.


Yes, the COVID-19 Cover is available for all policies purchased on or after 14 July 2022. It covers travel to all destinations, except destinations that are excluded from COVID-19 Cover* and Cuba.

*Please note that this is subject to change, depending on the development of the COVID-19 situation.

For policies purchased on or before 13 July 2022, the COVID-19 Cover will not be applicable. You can purchase a new policy (with COVID-19 Cover) and submit your request to Chubb to cancel your existing policy before you travel.


Upon positive diagnosis of COVID-19, you are entitled to make a claim under the Overseas Medical Expenses due to COVID-19 benefit.


Yes, the parent or guardian can buy this policy for his/her child aged below 18 years old. However, if the child is 18 years old and above, he/she must apply for the insurance under his/her own name.


Yes, you are covered for any leisure trip that you undertake outside the country of study from your overseas residence (except for Cuba and Singapore) during your period of insurance.

For avoidance of doubt, your policy will not provide any cover if a travel advisory was issued by a national or international body or agency or was published/reported by the media before the trip was booked.


Yes, trips back to Singapore are covered and will cease three hours after your return to Singapore or at the time you arrive at your place of residence in Singapore, whichever is earlier and so long the trips are within the period of insurance. Thereafter, the coverage will resume when you leave Singapore for your country of study.


Yes, you can extend your coverage by paying an additional premium. Please call or email Chubb at least 2 weeks prior to your existing policy expiry date to ensure that there is no disruption to your coverage while overseas.


Yes, exclusions include:

  • Any loss or expenses which arises due to you not taking all reasonable efforts or your carelessness, negligence or recklessness in safeguarding your property or avoiding any injury or minimising any claim under the policy.
  • Any government prohibition, regulation or intervention.

Please refer to the Policy Wording for full details of exclusions.

 

Contact Us

Need help with your insurance?

  • Call Chubb’s Customer Service Hotline at +65 6398 8797 (Mondays to Fridays, 9.00am to 5.00pm, excluding Public Holidays) or via email at dbscs.sg@chubb.com.

Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.

Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.


Disclaimers

Overseas Student Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the General Insurance Association or SDIC websites.

 

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