At a Glance

Potential opportunity for higher crediting rates

Based on reputable international indices

2% p.a. minimum surrender value

Enjoy peace of mind regardless of market conditions

Flexible premium option

Choose from a range of payment options


Features and Benefits

You work hard to grow your wealth and you want it to continue growing to benefit your loved ones, whatever the future holds. Signature Indexed Universal Life, the first of its kind in Singapore, can help you do that. By allocating premiums to both Fixed and Index Accounts, it can potentially help you receive higher crediting rates while protecting you from market fluctuations.

  • Potentially higher crediting rates1 from an Index Account that is tied to reputable international indices
  • Guaranteed 2% p.a. minimum interest and additional guaranteed loyalty bonus crediting rate
  • Flexible premium payments2
  • Whole life coverage against Death. Coverage against Terminal Illness to age 993
  • Flexibility to change Life Insured4 in the future

How It Works


How to Apply

Contact me A Relationship Manager will reach out to you
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1 Crediting rate for Index Account is calculated based on the point-to-point performance of the underlying indices, excluding dividends, subject to the floor and respective cap rate.
2 The actual amount and frequency of premium payments will affect the Policy Value and potentially the Death Benefit, as well as how long the policy is kept in force.
3 Death Benefit is the face amount of the policy or the policy value at the date of death, whichever is higher, less any outstanding policy debt. Terminal illness coverage is up to age 99.
4 Policy Owner may request to change the Life Insured after 2 years from the Policy Issue Date. Acceptance of the new Life Insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new Life Insured, as well as other Terms and Conditions as Manulife shall determine from time to time. Cost of Insurance will be based on the new Life Insured’s age, sex, country of residence, underwriting class and any additional ratings. For more details, please refer to the Product Contract.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 10 July 2019.

DBS Treasures Private Client Insurance Important Notes

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