General Insurance

Car insurance

Now it’s easy to pick the plan that best fits your needs

Car Insurance

When it comes to car insurance, we all have different needs. That’s why we’re making it easier for you to find the right plan. Compare quotes from MSIG Insurance and Income, two of Singapore’s trusted car insurers. Pick the plan that fits your needs. Then buy the policy online in minutes. It’s that easy.

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Product Details

Key BenefitsMSIGIncome
 DriveShield PlusDrivo

Drive Safe, Pay Less (telematics car insurance)
- get up to S$150 cash upon free installation of the telematics device


Accident repairs at insurer's authorised workshops

Accident repairs at your preferred workshop

(for Premier Plan)

(for Premium Plan)

Loan Protection Benefit covering the outstanding car loan in the event of accidental death of the policyholder while driving the insured vehicle

Up to S$200,000
(for Premier Plan)

Daily transport allowance of S$50

Up to 10 days, if repair period exceeds 3 days
(for Premier Plan)
Up to 7 days. Benefit is claimable from the first day of repair
(optional cover)

Policy Excess

Up to 100% excess waiver at time of claimS$600 or otherwise specified applies for each and every accident claim

Unlimited windscreen cover (Excess of S$100 applies)

Personal Accident benefits

Up to S$100,000Up to S$50,000

Medical expenses for driver and each passenger

Up to S$1,000Up to S$1,000

Towing service following each accident

Up to S$500Up to S$500

Damage to third party property

Up to S$5,000,000Up to S$5,000,000

Vehicle Location Service in West Malaysia

Available (optional cover)NA


Please refer to the policy wordings for the full details of the benefits, terms, conditions and exclusions of the insurance policies.

Terms and Conditions Governing Purchase of Insurance Products from MSIG Insurance and Income via the DBS website


DriveShield Plus is underwritten by MSIG Insurance (Singapore) Pte. Ltd. (“MSIG Insurance”) and Drivo is underwritten by NTUC Income Co-operative Limited (“Income”). Both insurance plans are distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exceptions of these insurance plans are provided in the Policy(ies) and will be sent to you upon acceptance of your application by MSIG Insurance or Income.

These Policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). For more information on the scheme, please visit the General Insurance Association or SDIC websites.

Simply provide us with your contact details and enjoy 5% off* your car insurance premiums instantly. It’s that easy. Promo ends 30 June 2018.

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Your policy not up for renewal yet? Fret not, even if your renewal is due 2 months after 30 June 2018, you can still enjoy this offer if you sign up now!

*Promotion Period: 1 April to 30 June 2018. Persons who are holding valid Private Motor Insurance policies or DriveShield policies underwritten by MSIG Insurance or Drivo policies underwritten by Income are not eligible for this promotion. Promotion terms and conditions apply.

1 January to 31 March 2017

Car Insurance Application Online FAQs

  1. What payment modes are acceptable?

    You can purchase DriveShield Plus or Drivo car insurance with any of your credit cards.

  2. How do I know that my transaction has been successfully processed?

    You will receive an email confirmation from the respective insurer once your transaction has been successfully processed.

  3. When will I receive my policy?

    For DriveShield Plus applications, you will receive your policy from MSIG Insurance by mail within 7 business days upon successful application.

    For Drivo applications, you will receive an e-policy via email from Income upon successful application.

  4. Who can I contact if I want to make changes to or enquire on my application?

    You may contact MSIG Insurance at 6827 7607 ( or Income at 6788 6616 (

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