Your First Step in Making Your Money Work For You

Make an "investment" with your very first pay cheque with a DBS Multiplier Account! And no, it doesn't require you to analyse graphs.

Earn 0.40% - 1.60% p.a. and potentially more out of your salary

No minimum salary credit and credit card spend required!

No minimum balance required (up to 29 years old)

New to DBS? It’s easy with digibankingNEW!
You can sign up for an account with MyInfo with Singpass on the digibank app for easy access to your new My Account, DBS Visa Debit Card, PayLah! and more! Start digibanking today!

For foreigners, pease prepare these required documents to open an account.


Not Sure What That Percentage Means To You?

Here's a simple breakdown:


Watch Your Money Grow

With Jack having a current balance of S$10,000 in his Multiplier account and transactions totalling S$2,700 each month, Jack earns an interest rate of 0.40% p.a.

That's S$40 in interest after one year, all by crediting his salary to a DBS/POSB account and spending as he normally would.


How Do You Get EVEN HIGHER Rates

Increase your total eligible monthly transactions Take up a product in an additional category
(investments, insurance, home loan)
Learn more About the DBS Multiplier Account
Apply now If you're ready to multiply your money!

Here's a credit card suggestion for you:

Besides earning interest on your savings, get up to 5% cashback on online shopping and Visa contactless purchases with DBS Live Fresh Card. It can also be used as your ATM card, saving up space in your pocket!

Find out more

Climb The Corporate Ladder

Whether you want to ace your first job, making the most out of your career or do more with your first paycheck, we've got you covered! Read some of these articles from our DBS Learn and NAV to get tips relating to your career and salary:

Explore more

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