Savings Accounts

eMySavings Account

An automatic monthly savings account with special interest rates — giving you flexibility and control.

eMySavings  Account

DBS eMySavings Account (eMSA) is a hassle-free way to keep up with your monthly savings goals, with special interest rates that make your money work better for you.


  • Interest Benefits: enjoy special interest rates
  • Convenience: a preset monthly savings amount that allows you to save on the savings date1 that works best for you (S$50 to S$3000, in multiples of S$10, and a date between the 1st and 25th of the month).
  • Flexibility: amend your savings amount and crediting date
  • Access your account anytime through our wide ATM network, iBanking and digibank app.
  • eStatements delivered to you on a quarterly basis.

How to Apply

  • Existing customer

    Apply via iBanking    Apply via ATM/Debit Card & PIN

  • New to DBS?

    Required documents for account opening at branch

    Singapore citizens and permanent residents
    - Singapore NRIC

    - Passport and relevant pass issued by the Immigration and Checkpoint Authority of Singapore; and
    - Either one of the documents below for proof of address (within last 3 months)

    1. In-Principle-Approval letter issued by Ministry of Manpower (MOM); or
    2. Utility bill; or
    3. Telephone bill; or
    4. Bank or credit card statements/bank reference letter; or
    5. Rental agreement; or
    6. Management fee bill; or
    7. Letter from the human resource department of current employer

Not an iBanking customer? Get started

Eligibility & Requirements

You must be at least 16 years old to open this account, and you must already have a DBS/POSB Savings/Current Account.

1 To avoid any failed deduction, please ensure that there are sufficient funds in the debiting account by 7pm, one day before the monthly savings date.


Interest rates
Interest rates

Check the latest interest rates for savings accounts here.

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