Your outstanding loan balance, period and instalment due date will remain the same. Once your account is transferred to us, you will receive a notification letter with your new loan details. We will maintain this rate for at least 12 months and retain the right to reprice the spread subsequently.

If you are on an ANZ 1M/3M USD COF + spread:
The interest rate in DBS will be based on 3M LIBOR + spread.

If you are on an ANZ 1M/3M SGD COF + spread:
The interest rate in DBS will be based on 3M SIBOR + spread. This refers to the 3-month SIBOR based on the 11am fixing time by ABS on the first business day of the month.

Things to note

Late payment fees

• Foreign currency: Agent rate + 5.00% (on amount due and unpaid)
• Singapore dollar: DBS Prime Rate + 5.00% (on amount due and unpaid)

Your outstanding loan balance, period and instalment due date will remain the same. Your interest rate for the current interest period will remain unchanged. At the next interest period, the interest rate for each advance will be fixed by DBS, at your existing (ANZ) spread over DBS cost of funds.

DBS retains the right to reprice the spread 12 months after the transfer date.

Find out more.

Your existing unit trusts bought under an ANZ Regular Savings Plan (RSP) will be migrated to your new DBS Wealth Management account. You may apply for a new DBS RSP through your Relationship Manager or by doing it on your own through DBS digibank or iWealth app.

You may proceed to redeem your Unit Trust holdings after they have been successfully transferred to DBS. You may check your holdings conveniently via DBS digibank or iWealth platform, or contact your Relationship Manager.

Unit Trust holdings bought with funds from CPF-Ordinary Account will be reflected in the statements provided by your agent bank. For Unit Trust holdings bought with funds from CPF-Special Account, CPF board will send the statements to you directly.

Unit Trust holdings bought with funds from SRS account will be reflected in the statements provided by your agent bank.

For Unit Trust holdings bought with cash, these holdings will be reflected in your DBS Wealth Management account statement.

Yes, we do. To trade in cash equity, simply activate the Online Equity Trading (OET) function on your DBS Wealth Management account if you are a DBS Wealth Management client.

If you are not a Wealth Management client, you may open a trading account with DBS Vickers here.

We will transfer your existing Portfolio Finance (Lombard Loan) facility to a DBS Multi-Currency Revolving Term Loan. Your interest rate for the current interest period will remain unchanged. At the next interest period, the interest rate for each advance will be fixed by DBS, at your existing spread over DBS cost of funds.

Things to note

Credit limit: Up to S$1 million. Your credit limit above $1 million will transfer as is, from the transfer date. You will be requested to meet the minimum requirements of DBS Treasures Private Client and transfer; or pay down your loans to $1 million. Timeline to be decided by DBS.

Eligible collateral: Equities, bonds, funds and/or cash (SGD/Foreign currency) including currency linked investments (excluding structured deposits).

Conditions: Your Portfolio will be bound by DBS margin valuation methodology and margin call process. DBS will review the margin shortfall on a case-by-case basis and will work with you to regularise your portfolio.

For the full Terms and Conditions, please download here.

Find out more.

We will transfer your existing Portfolio Finance (Lombard Loan) facility to a DBS Multi-Currency Revolving Term Loan. Your interest rate for the current interest period will remain unchanged. At the next interest period, the interest rate for each advance will be fixed by DBS, at your existing spread over DBS cost of funds.

Things to note

Eligible collateral: Fixed income securities, equities, mutual funds, exchange-traded funds (ETFs), structured products (excluding structured deposits), cash and cash-like product (paper gold is treated as cash product) and any other assets deemed acceptable to the bank.

Conditions: The Security provided in respect of the facility must be maintained from time to time in such amount as we consider necessary. If the Security provided is no longer sufficient to comply with our margin levels, we may require you and/or any security provider to furnish additional (and acceptable) security within a reasonable period.

For the full Terms and Conditions, please download here.

Find out more.

Your open-ended certificates will be transferred to a DBS Wealth Management Account and available for redemption only.