Usher in the Year of the Dragon with us and revel in the prosperity that follows.

Turn your homeownership dreams into reality in this auspicious season. Whether you're a first-time buyer, looking to upgrade, or seeking to refinance, fill your home with prosperity as you enjoy up to S$3,688 in cash rewards when you apply for DBS Home Loan this Lunar New Year.

Enjoy attractive interest rates and get up to S$888 ang bao this Lunar New Year!

Apply online by 29 February 2024 to get your bonus Ang Bao in the form of cash rewards.

Apply now

 

How it works

For Private Properties

Qualifying
Loan Amount

Loan Type

Existing Cash Rewards

Bonus Ang Bao*NEW!

Total Rewards

S$500,000 to <S$1,000,000

New (Completed Properties)

NA

S$588

S$588

S$1,000,000 to <S$1,500,000

S$688

S$688

≥ S$1,500,000

S$888

S$888

S$500,000 to <S$1,000,000

Refinancing

S$2,000

S$588

S$2,588

S$1,000,000 to <S$1,500,000

S$2,500

S$688

S$3,188

≥ S$1,500,000

S$2,800

S$888

S$3,688

*Ang Bao will be in the form of cash rewards

 

For HDB

Qualifying
Loan Amount

Loan Type

Existing Cash Rewards

Bonus Ang Bao*NEW!

Total Rewards

S$300,000 to < S$500,000

New (Completed Properties)

NA

S$388

S$388

S$500,000 to <S$1,000,000

S$588

S$588

S$1,000,000 to <S$1,500,000

S$688

S$688

≥ S$1,500,000

S$888

S$888

S$300,000 to < S$500,000

Refinancing

S$2,000

S$388

S$2,388

S$500,000 to <S$1,000,000

S$588

S$2,588

S$1,000,000 to <S$1,500,000

S$688

S$2,688

≥ S$1,500,000

S$888

S$2,888

*Ang Bao will be in the form of cash rewards

 

Illustration:

Adrian lives in a private condominium in the East. He has an existing home loan amount of S$1,600,000 with another financial institution. His existing floating package has passed the lock-in period with the all-in interest rates hovering around 4.20% p.a.

 

Adrian chooses to refinance to DBS home loan during this Lunar New Year promotion period – the current attractive interest rates would mean that he will have to pay lower monthly interest on his mortgage.

Plus, he will receive a bonus Ang Bao of S$888 on top of his interest savings!

In total, Adrian gets S$3,688 in cash rewards which can be used to offset any associated legal fees.


Have any questions?

Need help or have burning questions about your home loan application? You may contact us directly at 63330033 (and press ‘2’ for new loan enquiries).

Apply now

Promotion ends 29 February 2024. Terms and conditions apply.

Calculate your home loan savings and apply or switch to DBS Home Loan to enjoy interest savings today! 

Terms and conditions

  • Valid for direct online applications without third party referrals. 
  • Valid with a min. loan amount of S$300,000 for HDB and S$500,000 for private property.
  • Valid for resale and refinancing applications, excluding building-under-construction applications.
  • Valid for successful home loan applications online (including submission of required documents) via ‘Apply now’ from 15 January to 29 February 2024.
  • Valid with acceptance of home loan letter of offer issued by DBS/POSB by 13 March 2024.
  • Not valid in conjunction with other promotions.
  • Refer to the full terms and conditions here.

 

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