Try PayNow-UPI India for fast, no fuss transfer back home!
Get S$12 cashback on your first1 PayNow Overseas Transfer to India! (PayNow-UPI).
Sending money to India has never been easier. Send funds2 securely and in real time today with S$0 transfer fees. All in a few taps on digibank mobile.
1 Applies to first time PayNow-UPI customers or customers who have not performed any PayNow-UPI transfer within the past 12 months.
2 You can transfer up to S$1,000 per day.
How to claim your S$12 cashback
Simply transfer at least S$300 via PayNow-UPI (to India) within the qualifying period to get a S$12 cashback!
You may opt to do a single transfer or multiple transfers up to S$300. As long as your transactions occur within the same calendar month and you are the first 200 customers of the month to meet the criteria, you will qualify!
The S$12 cashback will only be rewarded once per eligible customer during the promotion period.
How it works
Terms and conditions for S$12 Cashback Welcome Promotion
- Applicable to customers who have not performed any PayNow-UPI transaction within the past 12 months.
- First 200 customers of each Qualifying Period to meet the criteria.
Click here for full Terms & Conditions.
Remit & win tickets to the USA!
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Win round-trip tickets to your dream city in the USA when you register here and send money overseas via PayNow-UPI. T&Cs apply. |
Frequently Asked Questions on S$12 Cashback Welcome Promotion
No registration is required. This promotion is open to customers who are using “PayNow-UPI” via digibank online or digibank mobile for the first time OR did not perform PayNow-UPI fund transfer within the last 12-months. All you need to do is accumulate a min S$300 equivalent with “PayNow-UPI” within a Qualifying Period and be the first 200 customers to accumulate a minimum of S$300 in each Qualifying Period (as defined in Clause 7 of Promotion Terms and Conditions).
Based on your PayNow-UPI transaction submission date, if it was done during the qualifying period, it will be counted as an eligible transaction.
| Qualifying Period | Eligible Transaction Submission Date, SGT |
|---|---|
| Qualifying Period 1 | 01 Jan – 31 Jan 2025, before 23:59 |
| Qualifying Period 2 | 01 Feb – 28 Feb 2025, before 23:59 |
| Qualifying Period 3 | 01 Mar – 31 Mar 2025, before 23:59 |
| Qualifying Period 4 | 01 Apr – 30 Apr 2025, before 23:59 |
| Qualifying Period 5 | 01 May – 31 May 2025, before 23:59 |
| Qualifying Period 6 | 01 Jun – 30 Jun 2025, before 23:59 |
| Qualifying Period 7 | 01 Jul – 31 Jul 2025, before 23:59 |
| Qualifying Period 8 | 01 Aug – 31 Aug 2025, before 23:59 |
| Qualifying Period 9 | 01 Sep – 30 Sep 2025, before 23:59 |
| Qualifying Period 10 | 01 Oct – 31 Oct 2025, before 23:59 |
| Qualifying Period 11 | 01 Nov – 30 Nov 2025, before 23:59 |
| Qualifying Period 12 | 01 Dec – 31 Dec 2025, before 23:59 |
If you have fulfilled all the criteria under Clause 5 of Promotion Terms and Conditions, reward will be credited into the bank account used by Eligible Customer to perform the first eligible transaction. The reward credit date for each qualifying period is detailed in below table:
| Qualifying Period | Reward Credit Date |
|---|---|
| Qualifying Period 1 | By 31 Mar 2025 |
| Qualifying Period 2 | By 30 Apr 2025 |
| Qualifying Period 3 | By 31 May 2025 |
| Qualifying Period 4 | By 30 Jun 2025 |
| Qualifying Period 5 | By 31 Jul 2025 |
| Qualifying Period 6 | By 31 Aug 2025 |
| Qualifying Period 7 | By 30 Sep 2025 |
| Qualifying Period 8 | By 31 Oct 2025 |
| Qualifying Period 9 | By 30 Nov 2025 |
| Qualifying Period 10 | By 31 Dec 2025 |
| Qualifying Period 11 | By 31 Jan 2026 |
| Qualifying Period 12 | By 28 Feb 2026 |
No, eligible transactions must be accumulated within the same qualifying period. Below are 3 scenarios to illustrate if customer fulfils the criteria under Clause 5 and 7: Terms and Conditions.
| Eligible Transaction Date, SGT | Amount | Eligible for Reward? | |
|---|---|---|---|
| Customer A | 12 Jan 2025, 00:01 | S$100 | Eligible if customer is the first 200 customers in the qualifying period. A S$12 cashback will be credited by 31 Mar 2025 as an accumulated PayNow-UPI transaction of S$300 is performed within Qualifying Period 1 (1 Jan – 31 Jan 2025, before 23:59) |
| 18 Jan 2025, 15:00 | S$100 | ||
| 31 Jan 2025, 23:59 | S$100 | ||
| Customer B | 18 Feb 2025, 10:00 | S$300 | Eligible if customer is the first 200 customers in the qualifying period. A S$12 cashback will be credited by 30 Apr 2025 |
| Customer C | 18 Jan 2025, 15:00 | S$100 | Not eligible for cashback as transactions are made across different Qualifying Periods. |
| 28 Feb 2025, 12:00 | S$100 | ||
| 1 Mar 2025, 00:01 | S$200 |
