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Overseas Student Protect
No matter how far you are away from home, stay protected.
Overseas Student Protect
At a Glance
COVID-19 Cover
Policy is now enhanced to cover medical treatments and hospitalisation resulting from COVID-19
Overseas Medical Expenses for Sickness
Hospitalisation due to sickness covered up to S$50,000 under Platinum Plan
Adventurous Activities Coverage
Including bungee jumping, sky diving, skiing, jet skiing and more for all plans
The Overseas Student Protect plan is tailored for students travelling overseas to study. Studying far away from home, the last thing your loved ones should have to worry about is your safety. Let them have that peace of mind knowing that should something happen, you are covered.
Get a Quote
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Features & Benefits
There are a total of 27 benefits under Overseas Student Protect, enhanced with COVID-19 cover. View the full list of benefits here.
Personal Accident & Medical Related Benefits
|
Standard |
Deluxe |
Platinum |
|
|---|---|---|---|
|
Accidental Medical Expenses |
S$10,000 |
S$20,000 |
S$50,000 |
|
- sub-limit for Traditional Chinese Medicine Expenses (per visit limit: S$500) |
S$2,000 |
S$2,000 |
S$2,000 |
|
- sub-limit for Continuation of Overseas Medical Treatment after Return to Singapore |
S$5,000 |
S$5,000 |
S$5,000 |
|
- sub-limit for Medical Treatment after Return to Singapore |
S$2,500 |
S$2,500 |
S$2,500 |
|
Overseas Medical Expenses for Sickness |
Not Covered |
S$20,000 |
S$50,000 |
|
- sub-limit for Traditional Chinese Medicine Expenses per Sickness (per visit limit: S$500) |
Not Covered |
S$2,000 |
S$2,000 |
|
- sub-limit for Overseas Outpatient Medical Expenses (excess per claim: S$100) |
Not Covered |
S$1,500 |
S$1,500 |
|
Continuation of Overseas Medical Treatment for Sickness after Return to Singapore |
Not Covered |
S$5,000 |
S$5,000 |
|
- sub-limit for Medical Treatment for Sickness after Return to Singapore |
Not Covered |
S$2,500 |
S$2,500 |
COVID-19 Cover
|
Standard |
Deluxe |
Platinum |
|
|---|---|---|---|
|
Overseas Medical Expenses due to COVID-19 |
Not Covered |
S$20,000 |
S$50,000 |
|
- sub-limit for Overseas Outpatient Medical Expenses (Excess per claim: S$100) |
Not Covered |
S$1,500 |
S$1,500 |
|
Repatriation of Mortal Remains due to COVID-19 |
S$100,000 |
S$200,000 |
S$200,000 |
|
Emergency Medical Evacuation and Repatriation due to COVID-19 |
S$100,000 |
S$200,000 |
S$200,000 |
|
Overseas Hospital Confinement due to COVID-19 |
S$200 per day Maximum S$1,000 |
S$200 per day Maximum S$2,000 |
S$200 per day Maximum S$2,000 |
Overseas Assist Benefits
|
Standard |
Deluxe |
Platinum |
|
|---|---|---|---|
|
Chubb Assistance Emergency Medical Evacuation |
Unlimited |
Unlimited |
Unlimited |
|
Medical & Travel Assistance Services - provided on referral and/ or arrangement basis |
Available |
Available |
Available |
Travel Inconvenience Benefits
|
Standard |
Deluxe |
Platinum |
|
|---|---|---|---|
|
Loss of or Damage to Personal Property and Baggage (whilst travelling on Public Conveyance) |
S$1,000 |
S$2,000 |
S$2,000 |
|
- sub-limit per article |
S$500 |
S$500 |
S$500 |
|
Loss of or Damage to Portable Computer and Mobile Device |
S$1,000 |
S$1,000 |
S$1,000 |
|
- sub-limit for Mobile Device |
S$200 |
S$200 |
S$200 |
|
- sub-limit for Portable Computer |
S$1,000 |
S$1,000 |
S$1,000 |
Additional Benefits
|
Standard |
Deluxe |
Platinum |
|
|---|---|---|---|
|
Adventurous Activities Cover |
Covered |
Covered |
Covered |
Does the COVID-19 Cover also include expenses related to COVID-19 diagnostic tests?
No, any expenses related to COVID-19 diagnostic tests, including pre-departure tests and post-arrival tests, are not covered under this benefit.
Does my policy cover me for COVID-19 related claims?
Yes, the COVID-19 Cover is available for all policies purchased on or after 14 July 2022. It covers travel to all destinations, except destinations that are excluded from COVID-19 Cover* and Cuba.
*Please note that this is subject to change, depending on the development of the COVID-19 situation.
For policies purchased on or before 13 July 2022, the COVID-19 Cover will not be applicable. You can purchase a new policy (with COVID-19 Cover) and submit your request to Chubb to cancel your existing policy before you travel.
I am overseas and diagnosed with COVID-19. Is there any benefit I can claim?
Upon positive diagnosis of COVID-19, you are entitled to make a claim under the Overseas Medical Expenses due to COVID-19 benefit.
Can I buy this policy for my child?
Yes, the parent or guardian can buy this policy for his/her child aged below 18 years old. However, if the child is 18 years old and above, he/she must apply for the insurance under his/her own name.
Does this policy cover my leisure trip outside my country of study?
Yes, you are covered for any leisure trip that you undertake outside the country of study from your overseas residence (except for Cuba and Singapore) during your period of insurance.
For avoidance of doubt, your policy will not provide any cover if a travel advisory was issued by a national or international body or agency or was published/reported by the media before the trip was booked.
Does this policy provide coverage for me when I travel back to Singapore during term breaks and thereafter return to the country of study?
Yes, trips back to Singapore are covered and will cease three hours after your return to Singapore or at the time you arrive at your place of residence in Singapore, whichever is earlier and so long the trips are within the period of insurance. Thereafter, the coverage will resume when you leave Singapore for your country of study.
Can I extend my period of insurance if I wish to extend the duration of my education overseas?
Yes, you can extend your coverage by paying an additional premium. Please call or email Chubb at least 2 weeks prior to your existing policy expiry date to ensure that there is no disruption to your coverage while overseas.
Does this policy have any other exclusions?
Yes, exclusions include:
- Any loss or expenses which arises due to you not taking all reasonable efforts or your carelessness, negligence or recklessness in safeguarding your property or avoiding any injury or minimising any claim under the policy.
- Any government prohibition, regulation or intervention.
Please refer to the Policy Wording for full details of exclusions.
Contact Us
Need help with your insurance?
- Call Chubb’s Customer Service Hotline at +65 398 8797 (Mondays to Fridays, 9.00am to 5.00pm, excluding Public Holidays) or via email at dbscs.sg@chubb.com.
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.
Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.
Disclaimers
Overseas Student Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the General Insurance Association or SDIC websites.
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